Essex County and Cedar Grove Township property record for 204 Bowden Rd, Cedar Grove, NJ 07009
| Property Type | Single Family Home |
|---|---|
| Details | 2,088 sqft · built 1922 |
| Lot Size | 0.204 acres (8,899 sqft) |
| Owner | Individual Name on File |
| Last Sale | $500,000 (May 2019) |
| Tax Bill | $13,075 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage May 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-00160-0000-00091 |
| Primary APN | 04-00160-0000-00091 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,088 sqft Living Area |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1922 |
| Construction Type | Frame |
| Lot Area | 8,899 sqft (0.204 acres) |
| Lot Dimensions | 178 ft deep x 50 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 040016000091 |
|---|---|
| Street Address | 204 BOWDEN RD |
| City | CEDAR GROVE |
| State | NJ |
| Zip | 07009-1523 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 50X178 |
| Legal Block | 160 |
| Legal Lot Number | 91 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | CEDAR GROVE |
| Census Block Group | 6 |
| Census Block | 6009 |
| Census Tract | 21400 |
204 Bowden Rd is owned and occupied by an individual who bought it in May 2019.
Source: Essex County and Cedar Grove Township records, as of July 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 204 BOWDEN RD, CEDAR GROVE, NJ 07009-1523 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOME PT FIN'L |
| May 23, 2019 | Grant Deed, Transfer · Conventional Mortgage GARDEN ST HM LNS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 23, 2019 · Amount on File |
| Deed Sale | May 23, 2019 · Amount on File |
| Deed Document Number | 201947781 |
| Prior Transfer Date | Nov 28, 2008 |
| Prior Transfer Doc | 0008109725 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 204 BOWDEN RD, CEDAR GROVE, NJ 07009-1523 |
| Document Number | 0000067867 |
| Instrument Date | Jul 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2020 |
| Title Company | HUNTER TITLE AGENCY, HUNTER TITLE AGCY |
| Name | Verified Name |
|---|---|
| Address | 204 BOWDEN RD CEDAR GROVE NJ 070091523, CEDAR GROVE, NJ 07009-1523 |
| Document Number | 0000067867 |
|---|---|
| Date | Jul 22, 2020 |
| Instrument | 67867 |
| Name | HOME PT FIN'L |
|---|---|
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 21, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | May 23, 2019 |
| Property Address | 204 BOWDEN RD, CEDAR GROVE, NJ 07009-1523 |
| Document Number | 0000047781 |
| Instrument Date | May 8, 2019 |
| Instrument | 47781 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $500.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 202 BOWDEN RD CEDAR GROVE NJ 07009, CEDAR GROVE, NJ 07009 |
| Document Number | 47782 |
|---|---|
| Date | May 23, 2019 |
| Instrument | 47782 |
| Name | GARDEN ST HM LNS INC |
|---|---|
| Address | CHERRY HILL, NJ 08003 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 22, 2049 |
The 2025 property tax bill for 204 Bowden Rd was $13,075, up 2.8% from the year before.
Source: Essex County and Cedar Grove Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Cedar Grove Township |
| Unified School District | Cedar Grove Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $718,700 (+47.7%) Land $302,700 Building $416,000 | $718,700 (+47.7%) Land $302,700 Building $416,000 | |
| 2025 | $13,075.00 (+2.8%) | $486,600 Land $238,300 Building $248,300 | $486,600 Land $238,300 Building $248,300 |
| 2024 | $12,719.00 | ||
| 2023 | $486,600 Land $238,300 Building $248,300 | $486,600 Land $238,300 Building $248,300 | |
| 2022 | $12,476.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 204 Bowden Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 204 Bowden Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CEDAR GROVE WATER DEPT serves 12,900 people · EPA ID NJ0704001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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