Collin County property record for 204 Black Bear Dr, McKinney, TX 75071
| Property Type | Single Family Home |
|---|---|
| Details | 1,816 sqft · built 2014 |
| Lot Size | 0.095 acres (4,146 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $352,450 (Mar 2026) |
| Tax Bill | $6,091 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Mar 2026 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R-10395-00B-0070-1 |
| Primary APN | R-10395-00B-0070-1 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,816 sqft Living Area |
| Gross Area | 2,342 sqft |
| 1st Floor Area | 854 sqft |
| 2nd Floor Area | 963 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Lot Area | 4,146 sqft (0.095 acres) |
| Garage Type | Attached |
| Garage Area | 458 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Patio/Porch |
| Porch Area | 69 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 204 BLACK BEAR DR |
|---|---|
| City | MCKINNEY |
| State | TX |
| Zip | 75071-8611 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FOSSIL CREEK AT WESTRIDGE PHASE 1, BLK B, LOT 7 |
| Legal Subdivision | FOSSIL CREEK AT WESTRIDGE PHASE 1 (CMC) |
| Legal Block | B |
| Legal Lot Number | 7 |
| Jurisdiction | COLLIN TX |
| Township / Civil Division | MCKINNEY |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 30524 |
204 Black Bear Dr is owned by a company that bought it in March 2026 and is owner-occupied.
Source: Collin County records, as of March 31, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 204 BLACK BEAR DR, MCKINNEY, TX 75071-8611 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 20, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Mar 20, 2026 | Vendor's Lien, Transfer CROSSCOUNTRY MORTGAGE LLC |
| Sep 2, 2020 | Warranty Deed, Subdivision Related Transfer DHI MTG |
| Mar 6, 2020 | Grant Deed, Transfer DHI TITLE |
| Jun 20, 2017 | Warranty Deed, Transfer WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 20, 2026 · Amount on File |
| Deed Sale | Mar 20, 2026 · Amount on File |
| Prior Sale | Jun 20, 2017 · Amount on File |
| Deed Document Number | 202635522 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIN TX |
| Property Address | 204 BLACK BEAR DR, MCKINNEY, TX 75071-8611 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2026 |
| Title Company | CAPITAL TITLE, CAPITAL TTLE |
| Name | Verified Name |
|---|---|
| Address | 320 UNIVERSITY LN, ELK GROVE VILLAGE, IL 60007-2749 |
| Document Number | 2026000035523 |
|---|---|
| Date | Mar 20, 2026 |
| Instrument | 2026000035523 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CLEVELAND, OH 44114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | COLLIN TX |
| Recording Date | Mar 20, 2026 |
| Property Address | 204 BLACK BEAR DR, MCKINNEY, TX 75071-8611 |
| Document Number | 2026000035522 |
| Map Reference | VOL 2013 PG 243-244 |
| Instrument Date | Mar 19, 2026 |
| Instrument | 2026000035522 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2026 |
| Title Company | CAPITAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3088 RABITTO CT, LAS VEGAS, NV 89141-3241 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 204 BLACK BEAR DR, MCKINNEY, TX 75071-8611 |
| Date | Mar 20, 2026 |
|---|
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Amount | Amount on Record |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLLIN TX |
| Recording Date | Sep 2, 2020 |
| Property Address | 204 BLACK BEAR DR, MCKINNEY, TX 75071-8611 |
| Document Number | 0001474360 |
| Instrument Date | Aug 31, 2020 |
| Instrument | 1474360 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 25, 2020 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1813 NEW HOLLAND WAY MCKINNEY TX 750711667, MCKINNEY, TX 75071-1667 |
| Document Number | 1474370 |
|---|---|
| Date | Sep 2, 2020 |
| Instrument | 1474370 |
| Name | DHI MTG |
|---|---|
| Type | Mortgage Company |
| Address | AUSTIN, TX 78750 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | COLLIN TX |
| Recording Date | Mar 6, 2020 |
| Property Address | 204 BLACK BEAR DR, MCKINNEY, TX 75071-8611 |
| Document Number | 0000326690 |
| Instrument Date | Mar 5, 2020 |
| Instrument | 326690 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2020 |
| Title Company | DHI TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | 4306 MILLER RD ROWLETT TX 750888035, ROWLETT, TX 75088-8035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLLIN TX |
| Recording Date | Jun 20, 2017 |
| Property Address | 204 BLACK BEAR DR, MCKINNEY, TX 75071-8611 |
| Document Number | 0000800200 |
| Instrument Date | Jun 19, 2017 |
| Instrument | 800200 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2018 |
| Title Company | ALLEGIANCE TITLE COMPANY, ALLEGIANCE TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 204 BLACK BEAR DR MCKINNEY TX 750718611, MCKINNEY, TX 75071-8611 |
| Document Number | 800210 |
|---|---|
| Date | Jun 20, 2017 |
| Instrument | 800210 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 19, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
The 2025 property tax bill for 204 Black Bear Dr was $6,091 with a homeowner's exemption, up 1.7% from the year before.
Source: Collin County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Collin County |
| Municipality | McKinney City |
| Unified School District | Prosper Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,091.00 (+1.69%) Homeowner's exemption | $425,001 Land $110,000 Building $315,001 | $425,001 Land $110,000 Building $315,001 |
| 2024 | $5,990.00 | ||
| 2023 | $412,879 Land $110,000 Building $302,879 | $412,879 Land $110,000 Building $302,879 | |
| 2022 | $6,204.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 204 Black Bear Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 204 Black Bear Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MCKINNEY serves 224,043 people · EPA ID TX0430039 |
|---|---|
| Water Source | Purchased surface water from NORTH TEXAS MWD WYLIE WTP |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| ElektraFi Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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