Carroll County property record for 204 Bertie Ave, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,590 sqft · built 1973 |
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | Individual Name on File |
| Last Sale | $241,000 (May 2019) |
| Tax Bill | $3,841 (2026) |
| Deeds & Mortgages | Jun 2021 Mortgage May 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-037511 |
| Primary APN | 07-037511 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,590 sqft Total Area |
| Basement Area | 650 sqft |
| Finished Basement | 650 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 22,651 sqft (0.52 acres) |
| Porch | Slab |
| Porch Area | 244 sqft |
| Heating System | Baseboard |
|---|---|
| Sewer | Connected |
| Account Number | 037511 |
|---|---|
| Street Address | 204 BERTIE AVE |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-6904 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-400 |
| Legal Description | LT 47 - 22651 SF 204 BERTIE AVE 10-100 MOUNTAIN VIEW SC 6 |
| Legal Subdivision | MOUNTAIN VIEW |
| Legal Lot Number | 47 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 7, WESTMINSTER |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 507802 |
204 Bertie Ave is owned and occupied by an individual who bought it in May 2019.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 204 BERTIE AVE, WESTMINSTER, MD 21157-6904 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| May 7, 2019 | Deed, Transfer · Conventional Mortgage SANDY SPRING BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 7, 2019 · Amount on File |
| Deed Sale | May 7, 2019 · Amount on File |
| Deed Book / Page | 9283 / 471 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 204 BERTIE AVE, WESTMINSTER, MD 21157-6904 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0103360001 |
|---|---|
| Date | Jun 22, 2021 |
| Book Page | 10336/1 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | May 7, 2019 |
| Property Address | 204 BERTIE AVE, WESTMINSTER, MD 21157-6904 |
| Document Number | 0092830471 |
| Book / Page | 9283 / 0471 |
| Map Reference | MB 10 PG 100 |
| Instrument Date | Apr 30, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | ADVANTAGE TITLE COMPANY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 204 BERTIE AVE, WESTMINSTER, MD 21157-6904 |
| Document Number | 0009283477 |
|---|---|
| Date | May 7, 2019 |
| Instrument | 9283/477 |
| Name | SANDY SPRING BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2049 |
The 2026 property tax bill for 204 Bertie Ave was $3,841 with a homeowner's exemption, up 5% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,841.00 (+5.03%) Homeowner's exemption | $349,400 (+5.95%) Land $101,500 Building $247,900 | $349,400 (-) Land $101,500 Building $247,900 |
| 2025 | $3,657.00 Homeowner's exemption | $329,767 | $349,400 Land $101,500 Building $247,900 |
| 2023 | $3,282.00 Homeowner's exemption | $290,500 Land $101,500 Building $189,000 | $290,500 Land $101,500 Building $189,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 204 Bertie Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 204 Bertie Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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