204 Beech St, Cranford, NJ 07016 Property Records

Union County and Cranford Township property record for 204 Beech St, Cranford, NJ 07016

Property Summary

Property Type	Single Family Home
Details	2,199 sqft · built 1940
Lot Size	0.141 acres (6,159 sqft)
Owner	2 Individual Names on Record
Last Sale	$799,000 (Dec 2025)
Tax Bill	$16,844 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`03-00127-0000-00014`

Property Details

APN / Parcel Number

Primary APN	`03-00127-0000-00014`
Alternative APNs	`030012700014` `0333003`

Interior

Stories	2 Stories
Building Area	2,199 sqft Living Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Construction Type	Frame
Lot Area	6,159 sqft (0.141 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	0333003
Street Address	204 BEECH ST
City	CRANFORD
State	NJ
Zip	07016-1629
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	127
Legal Lot Number	14
Jurisdiction	UNION NJ
Township / Civil Division	CRANFORD
Census Block Group	4
Census Block	4005
Census Tract	37100

Owner

Source: Union County and Cranford Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	204 BEECH ST, CRANFORD, NJ 07016-1629
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2025 · Amount on Record
Deed Sale	Dec 8, 2025 · Amount on Record
Prior Sale	May 27, 1965 · Amount on Record
Deed Document Number	202551340
Deed Book / Page	6603 / 192
Prior Transfer Date	Nov 24, 2025
Prior Transfer Doc	0066030192
Record Updated	Sep 20, 2026

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Dec 8, 2025
Property Address	204 BEECH ST, CRANFORD, NJ 07016-1629
Document Number	0066030192
Book / Page	6603 / 192
Instrument Date	Nov 24, 2025
Instrument	51340
Transaction Type	Transfer
Record Updated	Dec 26, 2025
Title Company	ATTORNEYS' TITLE SERVICES LLC, ATTORNEY TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,459.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10 JACKSON DR # 211, 211, CRANFORD, NJ 07016-3602

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	204 BEECH ST, CRANFORD, NJ 07016-1629

Mortgage

Document Number	0000086103
Date	Dec 8, 2025
Instrument	86103

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

Source: Union County and Cranford Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Cranford Township
Unified School District	Cranford Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$232,400 (-) Land $104,200 Building $128,200	$232,400 (-) Land $104,200 Building $128,200
2025	$16,844.00 (+6.92%) Veteran's exemption	$232,400 (-) Land $104,200 Building $128,200	$232,400 (-) Land $104,200 Building $128,200
2024	$15,754.00 (+4.22%)
2023		$232,400 Land $104,200 Building $128,200	$232,400 Land $104,200 Building $128,200
2022	$15,116.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 54 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	54 in force
Nearby Flood Claims	152 (1979–2021)
Claims Outside the SFHA	38 of 152
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 31 claims Hurricane Irene, Sep 2011 · 52 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250