Craven County property record for 204 Bear Trl, New Bern, NC 28562
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,408 sqft · built 2010 |
| Lot Size | 0.227 acres (9,885 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $260,000 (Aug 2023) |
| Tax Bill | $1,030 (2026) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage May 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 6-203-2-070 |
| Primary APN | 6-203-2-070 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,408 sqft Living Area |
| 1st Floor Area | 1,408 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,885 sqft (0.227 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 135951 |
|---|---|
| Street Address | 204 BEAR TRL |
| City | NEW BERN |
| State | NC |
| Zip | 28562-9337 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 70 INDIAN WOODS PARK SCT 1 PH V |
| Legal Subdivision | INDIAN WOODS |
| Legal Phase | V |
| Legal Lot Number | 70 |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 6 |
| Census Block Group | 3 |
| Census Block | 3041 |
| Census Tract | 961004 |
Source: Craven County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 204 BEAR TRL, NEW BERN, NC 28562-9337 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 18, 2023 | Warranty Deed, Transfer · Conventional Mortgage LOCAL GOVERNMENT FCU |
| May 29, 2020 | Warranty Deed, Transfer · VA Mortgage ALCOVA MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 18, 2023 · Amount on Record |
| Deed Sale | Aug 18, 2023 · Amount on Record |
| Prior Sale | May 29, 2020 · Amount on Record |
| Deed Document Number | 202310116314 |
| Deed Book / Page | 3773 / 1132 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CRAVEN NC |
| Recording Date | Aug 18, 2023 |
| Property Address | 204 BEAR TRL, NEW BERN, NC 28562-9337 |
| Document Number | 03773/1132 |
| Book / Page | 3773 / 1132 |
| Map Reference | CAB H SL 89-C&89-D |
| Instrument Date | Aug 12, 2023 |
| Instrument | 10116314 |
| Transaction Type | Transfer |
| Record Updated | Sep 5, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $520.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 204 BEAR TRL, NEW BERN, NC 28562-9337 |
| Investor | Possibly a Property Investor |
| Document Number | 0037731137 |
|---|---|
| Date | Aug 18, 2023 |
| Instrument | 3773/1137 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Sep 1, 2028 |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 8.25% |
| Index | 5-Year TN |
| Max Rate | 12.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CRAVEN NC |
| Recording Date | May 29, 2020 |
| Property Address | 204 BEAR TRL, NEW BERN, NC 28562-9337 |
| Document Number | 3614/1888 |
| Book / Page | 3614 / 1888 |
| Map Reference | CAB H SL 89-C&89-D |
| Instrument Date | May 21, 2020 |
| Instrument | 10055228 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $330.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2036 HUNTERS RIDGE DR, 2036, MIDWAY PARK, NC 28544-1601 |
| Name | Verified Name |
|---|---|
| Address | 204 BEAR TRL, NEW BERN, NC 28562-9337 |
| Document Number | 36141891 |
|---|---|
| Date | May 29, 2020 |
| Instrument | 3614/1891 |
| Name | ALCOVA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
Source: Craven County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Unified School District | Craven County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,030.00 | $198,600 (-) Land $40,000 Building $158,600 | $198,600 (-) Land $40,000 Building $158,600 |
| 2025 | $1,030.00 (+1.18%) | $198,600 (-) Land $40,000 Building $158,600 | $198,600 (-) Land $40,000 Building $158,600 |
| 2023 | $1,018.00 (+7.72%) | $198,600 (+35.72%) Land $40,000 Building $158,600 | $198,600 (+35.72%) Land $40,000 Building $158,600 |
| 2022 | $945.00 | $146,330 Land $30,000 Building $116,330 | |
| 2018 | $146,330 Land $30,000 Building $116,330 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 72 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 72 in force |
| Nearby Flood Claims | 18 (2011–2018) |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · above 65% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARINE CORPS AIR STATION CHERRY POINT federal government · serves 17,144 people · EPA ID NC0425035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Also Mapped Here | CRAVEN COUNTY WATER SYSTEM |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
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