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204 Bear Dr, Gulf Breeze, FL 32561 Property Records

Santa Rosa County property record for 204 Bear Dr, Gulf Breeze, FL 32561

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,936 sqft · built 1970
Lot Size0.292 acres (12,720 sqft)
OwnerIndividual Name on Record
Last Sale$435,000 (Nov 2021)
Tax Bill$4,878 (2024)
Deeds & MortgagesNov 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-3S-29-0540-06400-0140

Property Details

APN / Parcel Number

Primary APN06-3S-29-0540-06400-0140

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,936 sqft Heated Area
Gross Area3,201 sqft
1st Floor Area1,936 sqft
FlooringLaminate Plank
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Exterior MaterialBrick
Construction TypeWood
Foundation TypeMasonry
Roof MaterialShingle
Lot Area12,720 sqft (0.292 acres)
Lot Dimensions1,100 ft deep x 1,160 ft wide
Garage Area525 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area644 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number063S290540064000140
Street Address204 BEAR DR
CityGULF BREEZE
StateFL
Zip32561-4216
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRAA
Legal DescriptionCASABLANCA REVISED PARCEL #4 2ND ADD LOT 14 BLK 64 AS DES IN OR 4201 PG 1276
Legal Range29W
Legal Township03S
Legal Section06
Legal SubdivisionCASABLANCA/ALL PHASE
Legal Block64
Legal Lot Number14
JurisdictionSANTA ROSA FL
Township / Civil DivisionGULF BREEZE
Census Block Group5
Census Block5003
Census Tract10900

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address204 BEAR DR, GULF BREEZE, FL 32561-4216
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 1, 2021 · Amount on Record
Deed SaleNov 1, 2021 · Amount on Record
Prior SaleJul 16, 2012 · Amount on Record
Deed Document Number202173150
Deed Book / Page4201 / 1276
Record UpdatedJun 8, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateNov 1, 2021
Property Address204 BEAR DR, GULF BREEZE, FL 32561-4216
Document Number0042011276
Book / Page4201 / 1276
Map ReferenceMB A PG 108
Instrument DateOct 29, 2021
Instrument202173150
Transaction TypeTransfer
Record UpdatedDec 27, 2021
Title CompanyPENSACOLA TITLE CO LLC, PENSACOLA TITLE COMPANY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,045.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6224 SANDSTONE WAY, 6224, CLIFTON, VA 20124-2439

Transferred To (Grantee/Buyer)

NameVerified Name
Address204 BEAR DR, GULF BREEZE, FL 32561-4216

Mortgage

Document Number0042011279
DateNov 1, 2021
Instrument4201/1279
Lender
NameADVANCE MORTGAGE & INVESTMENT CO IN
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2051

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
MunicipalityGulf Breeze City
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$4,878.00 (+1.9%) Homeowner's exemption$405,435 (+3%)$419,105 (+4.07%) Land $230,000 Building $189,105
2023$4,787.00 (+2.42%) Homeowner's exemption$393,626 (+3%)$402,716 (+5.38%) Land $225,000 Building $177,716
2022$4,674.00 Homeowner's exemption$382,161$382,161 Land $210,000 Building $172,161

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 74 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies74 in force
Nearby Flood Claims138 (1978–2023)
Claims Outside the SFHA94 of 138
Most Recent ClaimJun 2023 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 4 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 30 claims
  • Hurricane Opal, Oct 1995 · 33 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGULF BREEZE REGIONAL WATER SYSTEM
serves 17,596 people · EPA ID FL1570316
Water SourcePurchased groundwater from several systems
Last State InspectionMay 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Mediacom Xtream
Cable · Fiber in parts of the area		1,000 / 50

May also be available: Verizon.

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