204 Baker St, Fulton, IL 61252 Property Records

Whiteside County property record for 204 Baker St, Fulton, IL 61252

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,085 sqft · built 1978
Lot Size	0.03 acres (1,307 sqft)
Owner	Individual Name on Record
Last Sale	$207,500 (Mar 2023)
Tax Bill	$4,235 (2025)
Deeds & Mortgages	Mar 2023 Refinance Jan 2022 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0121404017`

Property Details

APN / Parcel Number

Primary APN	`0121404017`
Alternative APN	`114445`

Interior

Bedrooms	3 Beds
Building Area	1,085 sqft Building Perimeter

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	1,307 sqft (0.03 acres)
Lot Dimensions	22 ft deep x 58 ft wide

Location & Zoning

Account Number	114445
Street Address	204 BAKER ST
City	FULTON
State	IL
Zip	61252-1919
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROLLING ACRES SUB #2 LOT 84 160484X
Legal Subdivision	ROLLING ACRES SUBDIVISION
Legal Lot Number	84
Jurisdiction	WHITESIDE IL
Township / Civil Division	FULTON
Census Block Group	1
Census Block	1007
Census Tract	500

Owner

Source: Whiteside County records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	204 BAKER ST, FULTON, IL 61252-1919
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2023	Warranty Deed, Transfer · Stand-Alone Refinance WELLS FARGO BANK NA
Jan 7, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CENTRAL BANK ILLINOIS
May 26, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage CLINTON NATIONAL BANK
Jun 17, 2019	Deed of Trust, Mortgage · Line of Credit CENTRAL BK/IL
Jan 16, 2018	Warranty Deed, Construction Loan · Construction Mortgage CENTRAL BK/IL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2023 · Amount on Record
Deed Sale	Mar 9, 2023 · Amount on Record
Prior Sale	May 26, 2022 · Amount on Record
Deed Document Number	20231061
Record Updated	Sep 20, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Mar 9, 2023
Property Address	204 BAKER ST, FULTON, IL 61252-1919
Document Number	0000001061
Instrument Date	Feb 10, 2023
Instrument	2023-01061
Transaction Type	Transfer
Record Updated	Mar 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	204 BAKER ST, FULTON, IL 61252-1919

Mortgage

Document Number	0000001062
Date	Mar 9, 2023
Instrument	2023-01062

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	204 BAKER ST, FULTON, IL 61252-1919
Transaction Type	Mortgage
Record Updated	May 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000166
Date	Jan 7, 2022
Instrument	2022-00166

Lender

Name	CENTRAL BANK ILLINOIS

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	13 Months
Due	Feb 1, 2023

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	May 26, 2022
Property Address	204 BAKER ST, FULTON, IL 61252-1919
Document Number	0000003222
Instrument Date	May 16, 2022
Instrument	2022-03222
Transaction Type	Transfer
Record Updated	Jun 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 BAKER ST, FULTON, IL 61252-1919

Mortgage

Document Number	0000003223
Date	May 26, 2022
Instrument	2022-03223

Lender

Name	CLINTON NATIONAL BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	204 BAKER ST, FULTON, IL 61252-1919
Document Number	0000003469
Instrument Date	Jun 17, 2019
Transaction Type	Mortgage
Record Updated	Jul 18, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 BAKER ST FULTON IL 612521919, FULTON, IL 61252-1919

Mortgage

Document Number	0000003469
Date	Jul 1, 2019
Instrument	3469

Lender

Name	CENTRAL BK/IL
Type	Bank
Address	FULTON, IL 61252

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jun 30, 2029

Interest

Rate Type	Adjustable Rate

January 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Jan 16, 2018
Property Address	204 BAKER ST, FULTON, IL 61252-1919
Document Number	0000000215
Instrument Date	Jan 12, 2018
Instrument	215
Transaction Type	Construction Loan
Record Updated	Jan 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 BAKER ST FULTON IL 612521919, FULTON, IL 61252-1919

Mortgage

Document Number	216
Date	Jan 16, 2018
Instrument	216

Lender

Name	CENTRAL BK/IL
Type	Bank
Address	FULTON, IL 61252

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 15, 2019

Interest

Rate Type	Fixed Rate
Rate	4.99%

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Fulton Township
Municipality	Fulton City
Unified School District	River Bend Community Unit District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,235.00	$59,933 Land $7,607 Building $52,326
2024			$179,799 Land $22,821 Building $156,978

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	7 (1982–1997)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Apr 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FULTON serves 3,346 people · EPA ID IL1950250
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Mediacom Xtream Cable	2,000 / 1,000
Surf Internet Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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