Craighead County property record for 204 Baker St, Bay, AR 72411
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,699 sqft |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $407,000 (Oct 2024) |
| Tax Bill | $2,817 (2025) |
| Deeds & Mortgages | Sep 2026 Construction Loan Apr 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-135213-40400 |
| Primary APN | 10-135213-40400 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,699 sqft Living Area |
| Gross Area | 3,119 sqft |
| 1st Floor Area | 1,799 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Brick/Stone |
|---|---|
| Roof Type | Gable |
| Roof Material | Fiberglass |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Driveway | Driveway |
| Driveway Area | 900 sqft |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 204 BAKER ST |
|---|---|
| City | BAY |
| State | AR |
| Zip | 72411-9020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTHPOINTE ACRES PHASE II |
| Legal Range | 05 |
| Legal Township | 13 |
| Legal Section | 21 |
| Legal Subdivision | SOUTHPOINTE ACRES PHASE II |
| Legal Phase | II |
| Legal Lot Number | 39 |
| Jurisdiction | CRAIGHEAD AR |
| Township / Civil Division | MAUMELLE |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 900 |
Source: Craighead County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 204 BAKER ST, BAY, AR 72411-9020 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Sep 10, 2026 | Deed of Trust, Mortgage · Construction Mortgage SOUTHERN BANK |
| Apr 8, 2026 | Deed of Trust, Mortgage · FHA Mortgage MORTGAGE CONNECT |
| Oct 24, 2024 | Warranty Deed, Transfer · FHA Mortgage EVERETT FINANCIAL INC |
| Sep 12, 2024 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 24, 2024 · Amount on Record |
| Deed Sale | Oct 24, 2024 · Amount on Record |
| Deed Document Number | 202419335 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAIGHEAD AR |
| Recording Date | Sep 10, 2026 |
| Property Address | 204 BAKER ST, BAY, AR 72411-9020 |
| Document Number | 0000019222 |
| Instrument Date | Sep 9, 2026 |
| Instrument | 202619222 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2026 |
| Title Company | LENDERS TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000019222, |
|---|---|
| Date | Sep 10, 2026 |
| Instrument | 202619222 |
| Name | SOUTHERN BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAIGHEAD AR |
| Recording Date | Apr 8, 2026 |
| Property Address | 204 BAKER ST, BAY, AR 72411-9020 |
| Document Number | 0000006939 |
| Instrument Date | Mar 5, 2026 |
| Instrument | 20266939 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|---|
| Address | 204 BAKER ST, BAY, AR 72411-9020 |
| Investor | Possibly a Property Investor |
| Document Number | 0000006939, |
|---|---|
| Date | Apr 8, 2026 |
| Instrument | 20266939 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 343 Months |
| Due | Nov 1, 2054 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CRAIGHEAD AR |
| Recording Date | Oct 24, 2024 |
| Property Address | 204 BAKER ST, BAY, AR 72411-9020 |
| Document Number | 2024R019335 |
| Map Reference | CAB C PG 235 |
| Instrument Date | Oct 24, 2024 |
| Instrument | 2024R-019335 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2025 |
| Title Company | UNKNOWN, NIX TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,343.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 327 N ALLIS ST, JONESBORO, AR 72401-2178 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 204 BAKER ST, BAY, AR 72411-9020 |
| Document Number | 2024R019336 |
|---|---|
| Date | Oct 24, 2024 |
| Instrument | 2024R-019336 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CRAIGHEAD AR |
| Recording Date | Sep 12, 2024 |
| Property Address | 204 BAKER ST, BAY, AR 72411-9020 |
| Document Number | 2024R016154 |
| Map Reference | CAB C PG 235 |
| Instrument Date | Sep 12, 2024 |
| Instrument | 2024R-016154 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $56.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 406 HILL DR, BAY, AR 72411-9521 |
| Name | Verified Name |
|---|---|
| Address | 327 N ALLIS ST, JONESBORO, AR 72401-2178 |
Source: Craighead County assessment roll, as of October 1, 2025
| Type | Name |
|---|---|
| State | Arkansas |
| County | Craighead County |
| Municipality | Bay City |
| Unified School District | Bay School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,817.00 (+2,961.96%) | $53,358 (+2,864.33%) Land $3,600 Building $49,758 | $266,790 (-) Land $18,000 Building $248,790 |
| 2024 | $92.00 (-11.54%) | ||
| 2023 | $104.00 | $1,800 Land $1,800 | $266,790 Land $18,000 Building $248,790 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 37 policies |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 9 (2001–2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Arkansas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAY WATERWORKS serves 1,938 people · EPA ID AR0000129 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Empower, delivered by CECC Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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