204 Avondale Ave, Champaign, IL 61820 Property Records

Champaign County property record for 204 Avondale Ave, Champaign, IL 61820

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,820 sqft · built 1908
Lot Size	0.205 acres (8,929 sqft)
Owner	Individual Name on File
Last Sale	$169,000 (Aug 2022)
Tax Bill	$5,398 (2024)
Deeds & Mortgages	Dec 2025 Line of Credit Aug 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`43-20-13-408-008`

Property Details

APN / Parcel Number

Primary APN	`43-20-13-408-008`

Interior

Full Baths	4 Baths
Units	4 Units
Stories	2 Stories
Building Area	1,820 sqft Building Perimeter
1st Floor Area	1,820 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	8,929 sqft (0.205 acres)
Garage Type	Detached
Porch	Porch

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	204 AVONDALE AVE
City	CHAMPAIGN
State	IL
Zip	61820-6593
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 100 AVONDALE PLACE
Legal Range	08E
Legal Township	19N
Legal Section	13
Legal Subdivision	AVONDALE PLACE
Legal Lot Number	100
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	1
Census Block	1017
Census Tract	500

Owner

204 Avondale Ave is owned and occupied by an individual who bought it in August 2022.

Source: Champaign County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	204 AVONDALE AVE, CHAMPAIGN, IL 61820-6593
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2025	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK & TRUST
Aug 4, 2022	Warranty Deed, Transfer · Commercial Mortgage FIRST STATE BANK
Oct 6, 2020	Deed of Trust, Mortgage · Line of Credit BANKCHAMPAIGN
Aug 27, 2019	Deed of Trust, Mortgage · Line of Credit BANKCHAMPAIGN
Feb 26, 2019	Loan Modification, Mortgage BANKCHAMPAIGN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2022 · Amount on File
Deed Sale	Aug 4, 2022 · Amount on File
Deed Document Number	202214573
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	204 AVONDALE AVE, CHAMPAIGN, IL 61820-6593
Transaction Type	Mortgage
Record Updated	Jan 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 AVONDALE AVE A, A, CHAMPAIGN, IL 61820-6593

Mortgage

Document Number	0000020117
Date	Dec 31, 2025
Instrument	2025R20117

Lender

Name	FIRST STATE BANK & TRUST
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Dec 4, 2035

Interest

Rate Type	Adjustable Rate
Rate	7%
Change Frequency	Monthly

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Aug 4, 2022
Property Address	204 AVONDALE AVE, CHAMPAIGN, IL 61820-6593
Document Number	0000014573
Map Reference	MB B PG 231
Instrument Date	Aug 1, 2022
Instrument	2022R14573
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$169.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 AVONDALE AVE, CHAMPAIGN, IL 61820-6593

Mortgage

Document Number	0000014574
Date	Aug 4, 2022
Instrument	2022R14574

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	62 Months
Due	Oct 1, 2027

Interest

Rate	5.75%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	204 AVONDALE AVE, CHAMPAIGN, IL 61820-6593
Document Number	0000020801
Instrument Date	Oct 6, 2020
Transaction Type	Mortgage
Record Updated	Nov 19, 2020
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2115 MADISON CT CHAMPAIGN IL 618207565, CHAMPAIGN, IL 61820-7565

Mortgage

Document Number	0000020801
Date	Oct 8, 2020
Instrument	20801

Lender

Name	BANKCHAMPAIGN
Type	Bank
Address	CHAMPAIGN, IL 61824-1490

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Oct 7, 2025

Interest

Rate Type	Adjustable Rate
Rate	4.95%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	204 AVONDALE AVE, CHAMPAIGN, IL 61820-6593
Document Number	0000014045
Instrument Date	Aug 27, 2019
Transaction Type	Mortgage
Record Updated	Sep 20, 2019
Title Company	ALLIED CAPITAL TITLE, ALLIED CAP TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2115 MADISON CT CHAMPAIGN IL 618207565, CHAMPAIGN, IL 61820-7565

Mortgage

Document Number	0000014045
Date	Aug 29, 2019
Instrument	14045

Lender

Name	BANKCHAMPAIGN
Type	Bank
Address	CHAMPAIGN, IL 61824-1490

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Aug 28, 2024

Interest

Rate Type	Adjustable Rate

February 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHAMPAIGN IL
Property Address	204 AVONDALE AVE, CHAMPAIGN, IL 61820-6593
Document Number	0000005235
Instrument Date	Feb 26, 2019
Transaction Type	Mortgage
Record Updated	May 2, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2115 MADISON CT CHAMPAIGN IL 618207565, CHAMPAIGN, IL 61820-7565

Mortgage

Document Number	0000005235
Date	Apr 16, 2019
Instrument	5235

Lender

Name	BANKCHAMPAIGN
Type	Bank
Address	CHAMPAIGN, IL 61824-1490

Agreement

Amount	Amount on Record
Term	60 Months
Due	Apr 15, 2024

Interest

Rate Type	Fixed Rate
Rate	5.5%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$69,450 (+12.2%) Land $18,780 Building $50,670	$208,350 (+12.2%) Land $56,340 Building $152,010
2024	$5,398.00 (+6.18%)	$61,900 Land $16,740 Building $45,160	$185,700 Land $50,220 Building $135,480
2023	$5,084.00 (+6.32%)
2022	$4,782.00	$52,010 Land $14,070 Building $37,940	$156,030 Land $42,210 Building $113,820

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 204 Avondale Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 204 Avondale Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Nextlink, Pavlov Media.

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