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204 Aptos Beach Dr, #A, Aptos, CA 95003 Property Records

Santa Cruz County property record for 204 Aptos Beach Dr, #A, Aptos, CA 95003 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,204 sqft · built 1966
Lot Size0.045 acres (1,960 sqft)
Owner2 Individual Names on File
Last Sale$1,100,000 (Jul 2021)
Tax Bill$14,806 (2025)
Deeds & MortgagesJul 2021 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN042-172-14

Property Details

APN / Parcel Number

Primary APN042-172-14
Alternative APN
  • 042-172-14-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area1,204 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1990
Construction TypeWood
Roof MaterialOther
Lot Area1,960 sqft (0.045 acres)
Garage TypeCarport
Garage Area176 sqft
CarportCarport
Carport Area176 sqft
Deck Area176 sqft
Patio Area176 sqft

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemFloor/Wall Furnace
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address204 APTOS BEACH DR, A
CityAPTOS
StateCA
Zip95003-4505
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBLK 49 LOT 9
Legal SubdivisionAPTOS BCH CNTRY CLB PROP SUB 5
Legal Block49
Legal Lot Number9
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group3
Census Block3010
Census Tract122205

Owner

Source: Santa Cruz County records · APN 042-172-14

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address94 SAN BENITO WAY, NOVATO, CA 94945-1605
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 16, 2021 · Amount on Record
Deed SaleJul 16, 2021 · Amount on Record
Prior SaleFeb 28, 2006 · Amount on Record
Deed Document Number202137864
Prior Transfer DateMar 27, 2013
Prior Transfer Doc0000044615
Record UpdatedSep 20, 2026

July 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateJul 16, 2021
Property Address204 APTOS BEACH DR, APTOS, CA 95003-4505
Document Number0000037864
Map ReferenceMB 23 PG 25
Instrument DateJul 06, 2021
Instrument2021-0037864
Transaction TypeTransfer
Record UpdatedJul 28, 2021
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,210.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address94 SAN BENITO WAY, NOVATO, CA 94945-1605

Mortgage

Document Number0000037865
DateJul 16, 2021
Instrument2021-0037865
Lender
NameFLAGSTAR BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,190,675 (+2%) Land $952,540 Building $238,135
2025$14,806.00 (+9.86%)$1,167,329 (+4.04%) Land $933,863 Building $233,466
2023$13,477.00 (+2.11%)$1,122,000 Land $897,600 Building $224,400$1,096,830
2022$13,198.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871222053, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 63 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies63 in force
Nearby Flood Claims7 (2023)
Most Recent ClaimSep 2023, tidal / storm surge
Claims By Storm
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 6 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 327 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable1,200 / 35
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Surfnet Communications, Etheric Communications, LLC., Cruzio Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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