204 Alexander St, Spencer, NC 28159 Property Records

Rowan County property record for 204 Alexander St, Spencer, NC 28159

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,713 sqft · built 1992
Lot Size	0.34 acres (15,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$238,000 (Dec 2021)
Tax Bill	$2,481 (2026)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`034 009`

Property Details

APN / Parcel Number

Primary APN	`034 009`
Alternative APN	`6115571`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,713 sqft Living Area
1st Floor Area	1,112 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Lot Area	15,000 sqft (0.34 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Area	484 sqft
Porch	Porch
Porch Area	408 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	204 ALEXANDER ST
City	SPENCER
State	NC
Zip	28159-1504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8:SINGLE
Legal Description	L 15-16 JOHN S. HENDERSON'S ADDT. TO SPENCER
Legal Subdivision	JOHN S HENDERSON ADDITION
Jurisdiction	ROWAN NC
Township / Civil Division	SALISBURY
Census Block Group	3
Census Block	3002
Census Tract	50700

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	204 ALEXANDER ST, SPENCER, NC 28159-1504
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2021 · Amount on Record
Deed Sale	Dec 29, 2021 · Amount on Record
Deed Book / Page	1392 / 22
Prior Transfer Date	Mar 18, 2004
Prior Transfer Doc	1002000602
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Dec 29, 2021
Property Address	204 ALEXANDER ST, SPENCER, NC 28159-1504
Document Number	0013920022
Book / Page	1392 / 22
Instrument Date	Dec 28, 2021
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$476.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1042 JASMINE CIR, 1042, SALISBURY, NC 28147-5688

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 ALEXANDER ST, SPENCER, NC 28159-1504

Mortgage

Document Number	0000139223
Date	Dec 29, 2021
Instrument	1392/23

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.15%
Type Change Date	Jan 1, 2027
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	5.15%
Index	5-Year CMT
Max Rate	5.15%

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Spencer Town
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,481.00	$219,572 (-) Land $18,500 Building $201,072	$219,572 (-) Land $18,500 Building $201,072
2023	$2,481.00	$219,572 Land $18,500 Building $201,072	$219,572 Land $18,500 Building $201,072

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2006)
Most Recent Claim	Nov 2006

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	13 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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