204 Albert Pl, Costa Mesa, CA 92627 Property Records

Orange County property record for 204 Albert Pl, Costa Mesa, CA 92627

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,022 sqft · built 1964
Lot Size	0.133 acres (5,792 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,055,000 (Nov 2018)
Tax Bill	$13,346 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Nov 2018 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`426-074-20`

Property Details

APN / Parcel Number

Primary APN	`426-074-20`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,022 sqft Living Area
Gross Area	2,462 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Lot Area	5,792 sqft (0.133 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	204 ALBERT PL
City	COSTA MESA
State	CA
Zip	92627-1814
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A TR NEWPORT HEIGHTS BLK LOT 323 NEWPORT HEIGHTS LOT 323 SWLY 140.15 FT NWLY
Legal Subdivision	NEWPORT HEIGHTS
Legal Tract	516
Legal Lot Number	323
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	2
Census Block	2010
Census Tract	63201

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	204 ALBERT PL, COSTA MESA, CA 92627-1814
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed of Trust, Mortgage · Line of Credit USALLIANCE FCU
Nov 9, 2018	Deed of Trust, Mortgage · ARM SEA COUNTRY MORTGAGE INC
Jul 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Jan 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage SEA COUNTRY MORTGAGE INC
Jan 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jan 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC
Nov 7, 2018	Grant Deed, Transfer · ARM SEA COUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2018 · Amount on Record
Deed Sale	Nov 7, 2018 · Amount on Record
Prior Sale	Jul 23, 2001 · Amount on Record
Deed Document Number	2018402050
Prior Transfer Date	Oct 1, 1997
Prior Transfer Doc	0000503504
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Recording Date	Apr 6, 2026
Property Address	204 ALBERT PL, COSTA MESA, CA 92627-1814
Document Number	0000097859
Instrument Date	Mar 30, 2026
Instrument	202697859
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	204 ALBERT PL, COSTA MESA, CA 92627-1814

Mortgage

Document Number	0000097859,
Date	Apr 6, 2026
Instrument	202697859

Lender

Name	USALLIANCE FCU

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	5.98%
Max Rate	-1%

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	204 ALBERT PL, COSTA MESA, CA 92627-1814
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000407081
Date	Nov 9, 2018
Instrument	2018000407081

Lender

Name	SEA COUNTRY MORTGAGE INC
Type	Mortgage Company
Address	SAN JUAN CAPISTRANO, CA 92675

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Dec 1, 2025
Change Frequency	Annually
Min Rate At Change	5.25%
Max Rate At Change	10.2%
Index	1-Year LIBOR
Margin	3
Max Rate	10.2%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	204 ALBERT PL, COSTA MESA, CA 92627-1814
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	TICOR TTL ORANGE CNTY BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000335056
Date	Jul 14, 2020
Instrument	2020000335056

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	204 ALBERT PL, COSTA MESA, CA 92627-1814
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	FIDELITY NATL TTL CO TORRANC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039625
Date	Jan 29, 2020
Instrument	2020000039625

Lender

Name	SEA COUNTRY MORTGAGE INC
Type	Mortgage Company
Address	SAN JUAN CAPISTRANO, CA 92675

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	204 ALBERT PL, COSTA MESA, CA 92627-1814
Transaction Type	Mortgage
Record Updated	Jul 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 ALBERT PL, COSTA MESA, CA 92627-1814

Mortgage

Document Number	0000034701
Date	Jan 19, 2021
Instrument	2021000034701

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Feb 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.75%
Index	1-Year CMT
Max Rate	7.75%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	204 ALBERT PL, COSTA MESA, CA 92627-1814
Document Number	0000039626
Instrument Date	Jan 24, 2020
Transaction Type	Mortgage
Record Updated	Feb 14, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	204 ALBERT PL COSTA MESA CA 926271814, COSTA MESA, CA 92627-1814

Mortgage

Document Number	0000039626
Date	Jan 29, 2020
Instrument	39626

Lender

Name	SPRING EQ LLC
Address	PHILADELPHIA, PA 19104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2050

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Nov 7, 2018
Property Address	204 ALBERT PL, COSTA MESA, CA 92627-1814
Document Number	0000402050
Map Reference	MB04 PG83
Instrument Date	Sep 20, 2018
Instrument	2018000402050
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	LAWYERS TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	204 ALBERT PL, COSTA MESA, CA 92627-1814

Mortgage

Document Number	0000402051
Date	Nov 7, 2018
Instrument	2018000402051

Lender

Name	SEA COUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Dec 1, 2025
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	10.2%
Index	1-Year LIBOR
Margin	3
Max Rate	10.2%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Costa Mesa City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,200,406 (+2%) Land $1,060,314 Building $140,092
2025	$13,346.00 (+5.05%) Homeowner's exemption	$1,176,869 (+4.04%) Land $1,039,523 Building $137,346
2023	$12,704.00 (+2.59%) Homeowner's exemption	$1,131,171 Land $999,158 Building $132,013
2022	$12,383.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jun 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MESA WATER DISTRICT serves 110,000 people · EPA ID CA3010004
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 889 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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