204 Abbey Rd, Sandpoint, ID 83864 Property Records

Bonner County property record for 204 Abbey Rd, Sandpoint, ID 83864

Property Summary

Property Type	Rural Home
Details	3 bd · 3 ba · 2,362 sqft · built 2015
Lot Size	35.5 acres (1,548,427 sqft)
Owner	2 Individual Names on Record
Last Sale	$957,500 (Jun 2024)
Tax Bill	$3,683 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Jan 2018 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`RP58N01W151651A`

Property Details

APN / Parcel Number

Primary APN	`RP58N01W151651A`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,362 sqft Finished Area
1st Floor Area	4,724 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,548,427 sqft (35.5 acres)
Garage Type	Built-in
Pole Barn	1,296 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	204 ABBEY RD
City	SANDPOINT
State	ID
Zip	83864-6177
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	A/f-20
Legal Description	15-58N-1W TAX 4 LESS TAX 11 & 24 - CPWRS
Legal Range	01W
Legal Township	58N
Legal Section	15
Legal Subdivision	CPWRS
Jurisdiction	BONNER ID
Township / Civil Division	SANDPOINT
Census Block Group	1
Census Block	1042
Census Tract	950201

Owner

Source: Bonner County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	204 ABBEY RD, SANDPOINT, ID 83864-6177
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2025	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jan 23, 2018	Deed of Trust, Mortgage · Commercial Mortgage BANNER BANK
Mar 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage HORIZON CU
Dec 14, 2021	Warranty Deed, Transfer NORTH ID TITLE COMPANY, NORTH IDAHO TITLE CO COEIR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2024 · Amount on Record
Deed Sale	Jun 25, 2024 · Amount on Record
Prior Sale	Apr 6, 2022
Deed Document Number	20241034884
Prior Transfer Date	Jan 6, 2022
Prior Transfer Doc	0001003350
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	204 ABBEY RD, SANDPOINT, ID 83864-6177
Transaction Type	Mortgage
Record Updated	Jan 12, 2026
Title Company	ALLIANCE TITLE-BOISE PRODUCT, ALLIANCE TTL BOISE PRODUCTIO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 ABBEY RD, SANDPOINT, ID 83864-6177

Mortgage

Document Number	0001056539
Date	Dec 26, 2025
Instrument	1056539

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	204 ABBEY RD, SANDPOINT, ID 83864-6177
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000917172
Date	Jan 23, 2018
Instrument	917172

Lender

Name	BANNER BANK
Type	Bank
Address	SANDPOINT, ID 83864

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	204 ABBEY RD, SANDPOINT, ID 83864-6177
Transaction Type	Mortgage
Record Updated	Mar 7, 2023
Title Company	ALLIANCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000955000
Date	Mar 30, 2020
Instrument	955000

Lender

Name	HORIZON CU
Type	Credit Union
Address	SPOKANE, WA 99216

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Dec 14, 2021
Property Address	204 ABBEY RD, SANDPOINT, ID 83864-6177
Document Number	0000997519
Instrument Date	Dec 14, 2021
Instrument	997519
Transaction Type	Transfer
Record Updated	Oct 12, 2023
Title Company	NORTH ID TITLE COMPANY, NORTH IDAHO TITLE CO COEIR

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 691, SANDPOINT, ID 83864-0691

Tax Assessment & Valuation

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,683.00	$926,414 (-1.46%) Land $219,934 Building $706,480	$926,414 (-1.46%) Land $219,934 Building $706,480
2025	$3,683.00 (+53.08%)	$940,186 (+19.26%) Land $219,126 Building $721,060	$940,186 (+19.26%) Land $219,126 Building $721,060
2023	$2,406.00 Homeowner's exemption	$788,327 Land $237,187 Building $551,140	$788,327 Land $237,187 Building $551,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 89% of Idaho
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
MountainLink Fixed Wireless	250 / 50
T-Mobile Fixed Wireless	100 / 20
Wired or Wireless Fixed Wireless · not low latency	30 / 10
E.L. Internet Northwest Fixed Wireless	30 / 7

May also be available: Intermax Networks.

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