204 5th Ave, Spicer, MN 56288 Property Records

Kandiyohi County property record for 204 5th Ave, Spicer, MN 56288

Property Summary

Property Type	Single Family Home
Details	1 ba · 988 sqft · built 2001
Lot Size	0.319 acres (13,928 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Mar 2026)
Tax Bill	$4,926 (2026)
Deeds & Mortgages	Oct 2010 Line of Credit Mar 2008 Mortgage + 11 more
Flood Zone	Zone X (minimal risk)
APN	`85-630-0070`

Property Details

APN / Parcel Number

Primary APN	`85-630-0070`

Interior

Full Baths	1 Bath
Building Area	988 sqft Total Area
Basement Area	988 sqft
Finished Basement	988 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Split Level
Lot Area	13,928 sqft (0.319 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	32 sqft
Deck Area	220 sqft
Patio Area	100 sqft
Shed	1 Shed

Location & Zoning

Street Address	204 5TH AVE
City	SPICER
State	MN
Zip	56288-4604
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPICER'S WESTSIDE ADDITION
Legal Range	034
Legal Township	120
Legal Section	04
Legal Subdivision	SPICERS WESTSIDE ADDITION
Legal Block	1
Legal Lot Number	7
Jurisdiction	KANDIYOHI MN
Township / Civil Division	SPICER
Census Block Group	3
Census Block	3035
Census Tract	780400

Owner

204 5th Ave is owned and occupied by an individual who bought it in March 2026.

Source: Kandiyohi County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	204 5TH AVE, SPICER, MN 56288-4604
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2010	Deed of Trust, Mortgage · Line of Credit BREMER BANK NA
Mar 4, 2008	Deed of Trust, Mortgage BREMER BANK NA
Jun 3, 2005	Deed of Trust, Mortgage · Line of Credit UNITED PRAIRIE BANK SPICER
Feb 1, 2012	Deed of Trust, Mortgage · Line of Credit AFFINITY PLUS FCU
May 25, 2012	Deed of Trust, Mortgage · Conventional Mortgage AFFINITY PLUS FCU
Mar 24, 2026	Warranty Deed, Transfer · Conventional Mortgage OLD NATIONAL BANK
Dec 1, 2020	Warranty Deed, Transfer · VA Mortgage USAA FSB
Dec 1, 2020	Warranty Deed, Transfer · VA Mortgage USAA FSB
Nov 6, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage BREMER BANK NA
Nov 6, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage BREMER BANK NA
Mar 16, 2016	Warranty Deed, Transfer · Conventional Mortgage BREMER BANK NA
Jan 30, 2008	Warranty Deed, Transfer · Conventional Mortgage BREMER BANK NA
Aug 23, 2006	Warranty Deed, Transfer · Conventional Mortgage HERITAGE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2026 · Amount on File
Deed Sale	Mar 23, 2026 · Amount on File
Prior Sale	Dec 1, 2020 · Amount on File
Deed Document Number	20261857335
Prior Transfer Date	Oct 26, 2017
Prior Transfer Doc	646737
Record Updated	Oct 29, 2026

October 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANDIYOHI MN
Property Address	204 5TH AVE, SPICER, MN 56288-4604
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN ELS

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000586154
Date	Oct 28, 2010
Instrument	586154

Lender

Name	BREMER BANK NA
Type	Bank
Address	WILLMAR, MN 56201

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 15, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANDIYOHI MN
Property Address	204 5TH AVE, SPICER, MN 56288-4604
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000559746
Date	Mar 4, 2008
Instrument	559746

Lender

Name	BREMER BANK NA
Type	Bank
Address	WILLMAR, MN 56201

Agreement

Amount	Amount on Record
Term	59 Months
Due	Feb 15, 2013

June 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANDIYOHI MN
Property Address	204 5TH AVE, SPICER, MN 56288-4604
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000529185
Date	Jun 3, 2005
Instrument	529185

Lender

Name	UNITED PRAIRIE BANK SPICER
Address	SPICER, MN 56288

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANDIYOHI MN
Property Address	204 5TH AVE, SPICER, MN 56288-4604
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000597894
Date	Feb 1, 2012
Instrument	597894

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	SAINT PAUL, MN 55107

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	115 Months
Due	Sep 20, 2021

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANDIYOHI MN
Property Address	204 5TH AVE, SPICER, MN 56288-4604
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000601094
Date	May 25, 2012
Instrument	601094

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	SAINT PAUL, MN 55107

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	353 Months
Due	Oct 1, 2041

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANDIYOHI MN
Recording Date	Mar 24, 2026
Property Address	204 5TH AVE, SPICER, MN 56288-4604
Document Number	0000714419
Instrument Date	Mar 9, 2026
Instrument	714419
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	QUALITY TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 5TH AVE, SPICER, MN 56288-4604

Mortgage

Document Number	0000714420
Date	Mar 24, 2026
Instrument	714420

Lender

Name	OLD NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANDIYOHI MN
Recording Date	Dec 1, 2020
Property Address	204 5TH AVE, SPICER, MN 56288-4604
Document Number	672562
Instrument Date	Nov 24, 2020
Instrument	672562
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	QUALITY TITLE OF WILLMAR INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$869.55
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	204 5TH AVE, SPICER, MN 56288-4604

Mortgage

Document Number	672563
Date	Dec 1, 2020
Instrument	672563

Lender

Name	USAA FSB

Agreement

Type	VA Mortgage
Amount	Amount on Record

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANDIYOHI MN
Recording Date	Dec 1, 2020
Property Address	204 5TH AVE, SPICER, MN 56288-4604
Document Number	0000672562
Instrument Date	Nov 24, 2020
Instrument	672562
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	QUALITY TITLE/WILLMAR LLC, QUALITY TITLE OF WILLMAR INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$869.55
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	204 5TH AVE, SPICER, MN 56288-4604

Mortgage

Document Number	0000672563
Date	Dec 1, 2020
Instrument	672563

Lender

Name	USAA FSB

Agreement

Type	VA Mortgage
Amount	Amount on Record

November 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANDIYOHI MN
Recording Date	Nov 6, 2017
Property Address	204 5TH AVE, SPICER, MN 56288-4604
Document Number	646737
Instrument Date	Oct 26, 2017
Instrument	646737
Transaction Type	Transfer
Record Updated	Aug 20, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 5TH AVE, SPICER, MN 56288-4604

Mortgage

Document Number	646738
Date	Nov 6, 2017
Instrument	646738

Lender

Name	BREMER BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2032

Interest

Rate Type	Fixed Rate

November 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANDIYOHI MN
Recording Date	Nov 6, 2017
Property Address	204 5TH AVE, SPICER, MN 56288-4604
Document Number	0000646737
Instrument Date	Oct 26, 2017
Instrument	646737
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 5TH AVE, SPICER, MN 56288-4604

Mortgage

Document Number	0000646738
Date	Nov 6, 2017
Instrument	646738

Lender

Name	BREMER BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2032

Interest

Rate Type	Fixed Rate

March 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANDIYOHI MN
Recording Date	Mar 16, 2016
Property Address	204 5TH AVE, SPICER, MN 56288-4604
Document Number	0000633619
Instrument Date	Mar 11, 2016
Instrument	633619
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$650.10
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 5TH AVE, SPICER, MN 56288-4604

Mortgage

Document Number	0000633620
Date	Mar 16, 2016
Instrument	633620

Lender

Name	BREMER BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

January 2008: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANDIYOHI MN
Recording Date	Jan 30, 2008
Property Address	204 5TH AVE, SPICER, MN 56288-4604
Document Number	0000558956
Instrument Date	Jan 18, 2008
Instrument	558956
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	KANDIYOHI ABSTRACT & TITLE C

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$568.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	204 5TH AVE, SPICER, MN 56288-4604
Investor	Possibly a Property Investor

Mortgage

Document Number	0000558957
Date	Jan 30, 2008
Instrument	558957

Lender

Name	BREMER BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2038

Mortgage

Document Number	0000558958
Date	Jan 30, 2008
Instrument	558958

Lender

Name	BREMER BANK NA
Type	Bank
Address	WILLMAR, MN 56201

Agreement

Amount	Amount on Record
Term	60 Months
Due	Jan 14, 2013

August 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANDIYOHI MN
Recording Date	Aug 23, 2006
Property Address	204 5TH AVE, SPICER, MN 56288-4604
Document Number	0000544026
Instrument Date	Aug 21, 2006
Instrument	544026
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	KANDIYOHI ABSTRACT AND TITLE COMPANY, KANDIYOHI ABSTRACT & TITLE C

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$546.15
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	204 5TH ST N, SPICER, MN 56288-4604
Investor	Possibly a Property Investor

Mortgage

Document Number	0000544027
Date	Aug 23, 2006
Instrument	544027

Lender

Name	HERITAGE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2036

Tax Assessment & Valuation

The 2026 property tax bill for 204 5th Ave was $4,926 with a homeowner's exemption, up 3.7% from the year before.

Source: Kandiyohi County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Kandiyohi County
Municipality	Spicer City
Unified School District	New London-Spicer School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,926.00 (+3.66%) Homeowner's exemption	$309,800 (+0.62%) Land $28,000 Building $281,800	$309,800 (+0.62%) Land $28,000 Building $281,800
2025	$4,752.00 Homeowner's exemption	$307,900 Land $28,000 Building $279,900	$307,900 Land $28,000 Building $279,900
2023	$4,254.00 Homeowner's exemption	$285,700 Land $28,000 Building $257,700	$285,700 Land $28,000 Building $257,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 204 5th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 9, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 204 5th Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.4% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Spicer serves 1,225 people · EPA ID MN1340010
Water Source	Purchased groundwater from Glacial Lakes Sanitary Sewer/Water Dist
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20