204 4th St, Gilby, ND 58235 Property Records

Grand Forks County property record for 204 4th St, Gilby, ND 58235

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,262 sqft · built 1956
Lot Size	0.241 acres (10,500 sqft)
Owner	Individual Name on Record
Last Sale	$115,444 (Aug 2022)
Tax Bill	$2,070 (2025)
Deeds & Mortgages	Dec 2020 Refinance Aug 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`43290100020000`

Property Details

APN / Parcel Number

Primary APN	`43290100020000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,262 sqft Living Area
1st Floor Area	1,262 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Lot Area	10,500 sqft (0.241 acres)
Lot Dimensions	75 ft deep x 140 ft wide
Garage Type	Attached

Location & Zoning

Street Address	204 4TH ST
City	GILBY
State	ND
Zip	58235-3519
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUB: 432901 BLK: 15 LOT: 11,12 SCOTTS ADD N1/2 LOT 11 & ALL LOT 12 BLK 15
Legal Subdivision	SCOTTS ADDITION
Legal Block	15
Legal Lot Number	11,12
Jurisdiction	GRAND FORKS ND
Township / Civil Division	GILBY
Census Block Group	1
Census Block	1301
Census Tract	11400

Owner

Source: Grand Forks County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	204 4TH ST, GILBY, ND 58235-3519
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CARDINAL FINANCIAL COMPANY LP
Aug 16, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage ROCKET MORTGAGE
Jun 14, 2022	Warranty Deed, Transfer
Mar 27, 2018	Warranty Deed, Transfer UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2022 · Amount on Record
Deed Sale	Aug 16, 2022 · Amount on Record
Prior Sale	Jun 14, 2022 · Amount on Record
Deed Document Number	2022828090
Prior Transfer Date	Aug 12, 2022
Prior Transfer Doc	0000828090
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAND FORKS ND
Property Address	204 4TH ST, GILBY, ND 58235-3519
Transaction Type	Mortgage
Record Updated	Jul 18, 2023
Title Company	ADVANTAGEONE TITLE, ADVANTAGE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000808734
Date	Dec 14, 2020
Instrument	808734

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2036

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAND FORKS ND
Recording Date	Aug 16, 2022
Property Address	204 4TH ST, GILBY, ND 58235-3519
Document Number	0000828090
Instrument Date	Aug 12, 2022
Instrument	828090
Transaction Type	Transfer
Record Updated	Jul 18, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 4TH ST, GILBY, ND 58235-3519

Mortgage

Document Number	0000828091
Date	Aug 16, 2022
Instrument	828091

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAND FORKS ND
Recording Date	Jun 14, 2022
Property Address	204 4TH ST, GILBY, ND 58235-3519
Document Number	0000826504
Instrument Date	Jun 13, 2022
Instrument	826504
Transaction Type	Transfer
Record Updated	Jul 18, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 PROSPECT AVE, GILBY, ND 58235-3539

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAND FORKS ND
Recording Date	Mar 27, 2018
Property Address	204 4TH ST, GILBY, ND 58235-3519
Document Number	000000781792
Instrument Date	Mar 23, 2018
Instrument	000000781792
Transaction Type	Transfer
Record Updated	Jul 18, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 4TH ST, GILBY, ND 58235-3519

Mortgage

Document Number	000000781793
Date	Mar 27, 2018
Instrument	000000781793

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Grand Forks County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Grand Forks County
Municipality	Gilby City
Unified School District	Midway Public School District 128 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,070.00 (+64.03%)	$66,350 (+7.97%) Land $3,050 Building $63,300	$132,700 (+7.97%) Land $6,100 Building $126,600
2023	$1,262.00 (+6.68%)	$61,450 (+6.41%) Land $2,800 Building $58,650	$122,900 (+6.41%) Land $5,600 Building $117,300
2022	$1,183.00	$57,750 Land $2,800 Building $54,950	$115,500 Land $5,600 Building $109,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (1997–2022)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Apr 2022 · Severe Winter Storm And Flooding
Claims by Event	Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, Apr 1997 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of North Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AGASSIZ WATER USERS DISTRICT private · serves 3,438 people · EPA ID ND1801056
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Polar Telecommunications Fiber	1,000 / 1,000
Midco Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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