Clay County property record for 204 4th Ave W, Sabin, MN 56580
| Property Type | Single Family Home |
|---|---|
| Details | built 1982 |
| Lot Size | 0.21 acres (9,055 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $153,000 (Mar 2018) |
| Tax Bill | $1,942 (2026) |
| Deeds & Mortgages | Dec 2019 Mortgage Dec 2019 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 59.225.0050 |
| Primary APN | 59.225.0050 |
|---|
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Lot Area | 9,055 sqft (0.21 acres) |
| Street Address | 204 4TH AVE W |
|---|---|
| City | SABIN |
| State | MN |
| Zip | 56580-4125 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISIONNAME KOEHLS 1ST ADD SUBDIVISIONCD 59225 N 61.33' OF LOT 5 1 SABIN CITY |
| Legal Range | 47 |
| Legal Township | 138 |
| Legal Section | 07 |
| Legal Subdivision | KOEHLS 1ST ADD |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | CLAY MN |
| Township / Civil Division | SABIN |
| Census Block Group | 3 |
| Census Block | 3037 |
| Census Tract | 30110 |
Source: Clay County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 204 4TH AVE W, SABIN, MN 56580-4125 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 7, 2019 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Dec 7, 2019 | Loan Modification, Mortgage · Conventional with PMI QUICKEN LNS |
| Mar 14, 2018 | Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 14, 2018 · Amount on Record |
| Deed Sale | Mar 14, 2018 · Amount on Record |
| Prior Sale | May 20, 2014 · Amount on Record |
| Deed Document Number | 2018777936 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MN |
| Property Address | 204 4TH AVE W, SABIN, MN 56580-4125 |
| Document Number | 0000797587 |
| Instrument Date | Dec 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2020 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 204 4TH AVE W SABIN MN 565804125, SABIN, MN 56580-4125 |
| Document Number | 0000797587 |
|---|---|
| Date | Jan 22, 2020 |
| Instrument | 797587 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 21, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CLAY MN |
| Property Address | 204 4TH AVE W, SABIN, MN 56580-4125 |
| Document Number | 0000797586 |
| Instrument Date | Dec 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2020 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 204 4TH AVE W SABIN MN 565804125, SABIN, MN 56580-4125 |
| Document Number | 0000797586 |
|---|---|
| Date | Jan 22, 2020 |
| Instrument | 797586 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 21, 2050 |
| Rate | 3.75% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MN |
| Recording Date | Mar 14, 2018 |
| Property Address | 204 4TH AVE W, SABIN, MN 56580-4125 |
| Document Number | 0000777936 |
| Instrument Date | Mar 13, 2018 |
| Instrument | 777936 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2020 |
| Title Company | TITLE COMPANY/FARGO, TITLE CO/FARGO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $505.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 204 4TH AVE W SABIN MN 565804125, SABIN, MN 56580-4125 |
| Document Number | 777937 |
|---|---|
| Date | Mar 14, 2018 |
| Instrument | 777937 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 13, 2048 |
Source: Clay County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Clay County |
| Municipality | Sabin City |
| Unified School District | Moorhead Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,942.00 (-2.22%) Homeowner's exemption | $160,200 (+0.75%) Land $20,500 Building $139,700 | $160,200 (+0.75%) Land $20,500 Building $139,700 |
| 2025 | $159,000 (-4.73%) Land $20,500 Building $138,500 | $159,000 (-4.73%) Land $20,500 Building $138,500 | |
| 2023 | $1,986.00 Homeowner's exemption | $166,900 Land $20,500 Building $146,400 | $166,900 Land $20,500 Building $146,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2009 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 84% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Sabin serves 629 people · EPA ID MN1140010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Arsenic resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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