204 4th Ave, Earling, IA 51530 Property Records

Shelby County property record for 204 4th Ave, Earling, IA 51530

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,892 sqft · built 1969
Lot Size	0.29 acres (12,638 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,612 (2026)
Deeds & Mortgages	Mar 2022 Mortgage Sep 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`832300004081`

Property Details

APN / Parcel Number

Primary APN	`832300004081`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,892 sqft Living Area
1st Floor Area	1,604 sqft
Basement Area	1,604 sqft
Finished Basement	1,300 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Steel Frame
Foundation Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,638 sqft (0.29 acres)
Lot Dimensions	142 ft deep x 89 ft wide
Garage Type	Attached
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	48 sqft
Patio Area	425 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Street Address	204 4TH AVE
City	EARLING
State	IA
Zip	51530-5421
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIGINAL TOWN N 38 1/2' LT 8 & ALL LT 9 BLK 4
Legal Subdivision	EARLING
Legal Block	4
Legal Lot Number	8,9
Jurisdiction	SHELBY IA
Township / Civil Division	WESTPHALIA
Census Block Group	4
Census Block	4104
Census Tract	960200

Owner

Source: Shelby County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 91, EARLING, IA 51530-0091
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Survivor

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage FARMERS TRUST & SAVINGS BANK
Sep 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage FARMERS TRUST & SAVINGS BANK
Aug 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage FARMERS TRUST & SAVINGS BANK
Aug 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage FARMERS TRUST & SAVINGS BANK
May 3, 2017	Deed of Trust, Mortgage · Construction Mortgage FARMERS TRUST & SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY IA
Property Address	204 4TH AVE, EARLING, IA 51530-5421
Transaction Type	Mortgage
Record Updated	May 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020220551
Date	Mar 18, 2022
Instrument	2022-0551

Lender

Name	FARMERS TRUST & SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 1, 2032

Interest

Rate Type	Fixed Rate

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY IA
Property Address	204 4TH AVE, EARLING, IA 51530-5421
Transaction Type	Mortgage
Record Updated	Feb 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020212089
Date	Sep 24, 2021
Instrument	2021-2089

Lender

Name	FARMERS TRUST & SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 23, 2022

Interest

Rate Type	Fixed Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY IA
Property Address	204 4TH AVE, EARLING, IA 51530-5421
Transaction Type	Mortgage
Record Updated	Jan 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020201425
Date	Aug 24, 2020
Instrument	2020-1425

Lender

Name	FARMERS TRUST & SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2035

Interest

Rate Type	Fixed Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY IA
Property Address	204 4TH AVE, EARLING, IA 51530-5421
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20171626
Date	Aug 31, 2017
Instrument	2017-1626

Lender

Name	FARMERS TRUST & SAVINGS BANK
Type	Bank
Address	WOODBINE, IA 51579

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY IA
Property Address	204 4TH AVE, EARLING, IA 51530-5421
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20170801
Date	May 3, 2017
Instrument	2017-0801

Lender

Name	FARMERS TRUST & SAVINGS BANK
Type	Bank
Address	EARLING, IA 51530

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Apr 28, 2018

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Shelby County
Municipality	Earling City
Unified School District	Harlan Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,612.00 (+25.49%)	$302,274 (-) Land $16,354 Building $285,920	$302,274 (-) Land $16,354 Building $285,920
2025		$302,274 (+39.74%) Land $16,354 Building $285,920	$302,274 (+39.74%) Land $16,354 Building $285,920
2024	$4,472.00 (+59.83%)
2023		$216,319 (+51.75%) Land $16,354 Building $199,965	$216,319 (+51.75%) Land $16,354 Building $199,965
2022	$2,798.00 Homeowner's exemption	$142,547 Land $14,018 Building $128,529
2021			$142,547 Land $14,018 Building $128,529

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 60% of Iowa
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EARLING WATER SUPPLY serves 397 people · EPA ID IA8320098
Water Source	Purchased groundwater from REGIONAL WATER
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 500
Farmers Mutual Cooperative Telephone Fiber	400 / 100

May also be available: Western Iowa Wireless.

Cell Coverage

5G (outdoors only) and 4G LTE

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