St. Clair County property record for 204 2nd St, Yale, MI 48097
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 25,696 sqft · built 1980 |
| Lot Size | 2.51 acres (109,553 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $950,000 (Sep 2021) |
| Tax Bill | $43,612 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage Jan 2022 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-08-010-3009-510 |
| Primary APN | 74-08-010-3009-510 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 25,696 sqft Total Area |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Multi-Family |
| Fire Resistance | Wood or Wood & Steel Frame |
| Lot Area | 109,553 sqft (2.51 acres) |
| Lot Dimensions | 319 ft deep x 344 ft wide |
| Total Buildings | 3 Buildings |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 204 2ND ST |
|---|---|
| City | YALE |
| State | MI |
| Zip | 48097-2862 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | MF |
| Legal Description | BEG N 1551' & W 1320' FROM SE COR TH N 33', TH W 15', TH N 132', TH W 628.98', TH S 344.7', TH E 628.98', TH N 146.7', TH E |
| Legal Range | 14E |
| Legal Township | 08N |
| Legal Section | 10 |
| Legal Subdivision | REED & MC NUTTS SECOND ADD |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | YALE |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 655100 |
204 2nd St, a residential property, is owned by a company that acquired it in January 2022.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | PO BOX 157, PORT SANILAC, MI 48469-0157 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 4, 2024 | Deed of Trust, Mortgage · Commercial Mortgage FRANKENMUTH CU |
| Jan 21, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Sep 3, 2021 | Warranty Deed, Transfer · Commercial Mortgage FRANKENMUTH CU |
| Nov 6, 2017 | Deed of Trust, Mortgage NORTH STAR BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 3, 2021 · Amount on File |
| Deed Sale | Sep 3, 2021 · Amount on File |
| Prior Sale | Nov 18, 2010 · Amount on File |
| Deed Document Number | 202125352 |
| Deed Book / Page | 5416 / 916 |
| Last Transfer Date | Jan 19, 2022 |
| Transfer Doc | 0005477849 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 204 2ND ST APT 1, 1, YALE, MI 48097-2863 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2024 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 157, PORT SANILAC, MI 48469-0157 |
| Document Number | 0000568137 |
|---|---|
| Date | Jan 4, 2024 |
| Book Page | 5681/37 |
| Instrument | 2024000229 |
| Name | FRANKENMUTH CU |
|---|---|
| Type | Credit Union |
| Address | FRANKENMUTH, MI 48734 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jan 21, 2022 |
| Property Address | 204 2ND ST APT 1, 1, YALE, MI 48097-2863 |
| Document Number | 0005477849 |
| Book / Page | 5477 / 849 |
| Instrument Date | Jan 19, 2022 |
| Instrument | 2022001669 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 157, PORT SANILAC, MI 48469-0157 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Sep 3, 2021 |
| Property Address | 204 2ND ST APT 1, 1, YALE, MI 48097-2863 |
| Document Number | 0005416916 |
| Book / Page | 5416 / 916 |
| Instrument Date | Aug 24, 2021 |
| Instrument | 2021025352 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $7,125.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | PO BOX 157, PORT SANILAC, MI 48469-0157 |
| Document Number | 0005413226 |
|---|---|
| Date | Aug 26, 2021 |
| Book Page | 5413/226 |
| Instrument | 2021024571 |
| Name | FRANKENMUTH CU |
|---|---|
| Type | Credit Union |
| Address | FRANKENMUTH, MI 48734 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 204 2ND ST APT 1, 1, YALE, MI 48097-2863 |
| Document Number | 0048900764 |
| Book / Page | 004890 / 000764 |
| Instrument Date | Nov 6, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 313 1/2 HURON AVE #203 PORT HURON MI 480603823, 203, PORT HURON, MI 48060-3823 |
| Document Number | 0048900764 |
|---|---|
| Date | Nov 15, 2017 |
| Book Page | 004890/000764 |
| Name | NORTH STAR BK |
|---|---|
| Type | Bank |
| Address | SAINT CLAIR, MI 48079 |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 204 2nd St was $43,612, up 3.7% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| Municipality | Yale City |
| Unified School District | Yale Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $656,700 (-1.62%) | $1,313,400 | |
| 2025 | $43,612.00 (+3.66%) | $667,500 | |
| 2024 | $42,072.00 | $1,335,000 | |
| 2023 | $617,300 | ||
| 2022 | $37,654.00 | $1,234,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 204 2nd St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 204 2nd St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF YALE serves 1,900 people · EPA ID MI0007230 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Apr 2021 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AVS Broadband Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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