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204 2nd St NW, Saint Michael, MN 55376 Property Records

Wright County property record for 204 2nd St NW, Saint Michael, MN 55376

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,104 sqft · built 1999
Lot Size0.352 acres (15,357 sqft)
Owner2 Individual Names on File
Last Sale$330,000 (Sep 2022)
Tax Bill$3,882 (2026)
Deeds & MortgagesOct 2022 Sale & Mortgage
May 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN114-080-001190

Property Details

APN / Parcel Number

Primary APN114-080-001190

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,104 sqft Living Area
1st Floor Area1,104 sqft
Basement Area800 sqft
Finished Basement800 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2007
Architectural StyleDome
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialWood Shingle
Lot Area15,357 sqft (0.352 acres)
Garage TypeAttached
Garage Area646 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area20 sqft
Deck Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address204 2ND ST NW
CitySAINT MICHAEL
StateMN
Zip55376-1034
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-11 TWP-120 RANGE-024 NATURES VIEW LOT-019 BLOCK-001
Legal Range024
Legal Township120
Legal Section11
Legal SubdivisionNATURES VIEW
Legal Block1
Legal Lot Number19
JurisdictionWRIGHT MN
Township / Civil DivisionST. MICHAEL
Census Block Group2
Census Block2014
Census Tract100803

Owner

Source: Wright County records · APN 114-080-001190

Assessment roll updated July 20, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address204 2ND ST NW, SAINT MICHAEL, MN 55376-1034
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2022Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
May 07, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Oct 02, 2017Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 23, 2022 · Amount on Record
Deed SaleSep 23, 2022 · Amount on Record
Prior SaleNov 02, 1999 · Amount on Record
Deed Document Number20221469633
Record UpdatedSep 20, 2026

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWRIGHT MN
Recording DateOct 20, 2022
Property Address204 2ND ST NW, SAINT MICHAEL, MN 55376-1034
Document Number00A1519392
Instrument DateSep 23, 2022
InstrumentA1519392
Transaction TypeTransfer
Record UpdatedDec 08, 2022
Title CompanyTITLE SMART INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,089.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address204 2ND ST NW, SAINT MICHAEL, MN 55376-1034

Mortgage

Document Number00A1519393
DateOct 20, 2022
InstrumentA1519393
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2052

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWRIGHT MN
Property Address204 2ND ST NW, SAINT MICHAEL, MN 55376-1034
Document Number0001427468
Instrument DateMay 07, 2020
Transaction TypeMortgage
Record UpdatedJul 23, 2020
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address204 2ND ST NW ST MICHAEL MN 553761034, ST MICHAEL, MN 55376-1034

Mortgage

Document Number0001427468
DateMay 26, 2020
Instrument1427468
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 25, 2050

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWRIGHT MN
Property Address204 2ND ST NW, SAINT MICHAEL, MN 55376-1034
Document Number0001355285
Instrument DateOct 02, 2017
Transaction TypeMortgage
Record UpdatedDec 07, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address204 2ND ST NW ST MICHAEL MN 553761034, ST MICHAEL, MN 55376-1034

Mortgage

Document Number0001355285
DateOct 09, 2017
Instrument1355285
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 08, 2047

Tax Assessment & Valuation

Source: Wright County records · Assessment roll updated July 20, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyWright County
MunicipalitySt. Michael City
Unified School DistrictSt. Michael-Albertville School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$3,882.00 (+9.17%)$350,300 (+2.43%) Land $105,000 Building $245,300$350,300 (+2.43%) Land $105,000 Building $245,300
2025$342,000 (+1.85%) Land $107,000 Building $235,000$342,000 (+1.85%) Land $107,000 Building $235,000
2023$3,556.00 (+3.43%)$335,800 Land $105,900 Building $229,900$335,800 Land $105,900 Building $229,900
2022$3,438.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Wright County (27171C), as of April 19, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
AT&T
Fixed Wireless		100 / 20

May also be available: Lumen Technologies, T-Mobile USA, Verizon.

Based on FCC filings for 298 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MN1860024, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemJoint Powers Water Board
serves 30,922 people
Water SourceGroundwater
Last State InspectionDec 2025
LeadUnder 1 ppb (2026)
action level 15 ppb
Copper1.56 mg/L (2026)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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