204 2nd Ave N, Onalaska, WI 54650 Property Records

La Crosse County property record for 204 2nd Ave N, Onalaska, WI 54650

Property Summary

Property TypeSingle Family Home
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on File
Tax Bill$2,845 (2025)
Deeds & MortgagesDec 2011 Mortgage
May 2005 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN018-000120-000

Property Details

APN / Parcel Number

Primary APN018-000120-000
Alternative APNs
  • 18 120 0
  • 40209

Exterior

Lot Area7,405 sqft (0.17 acres)

Location & Zoning

Account Number40209
Street Address204 2ND AVE N
CityONALASKA
StateWI
Zip54650-2501
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMZA
Legal DescriptionORIGINAL TOWN OF ONALASKA LOTS 9 & 10 BLOCK 16
Legal Range07W
Legal Township16N
Legal Section08
Legal SubdivisionORIGINAL TOWN OF ONALASKA
Legal Block16
Legal Lot Number9-10
JurisdictionLA CROSSE WI
Township / Civil DivisionONALASKA
Census Block Group3
Census Block3012
Census Tract10403

Owner

204 2nd Ave N is owned and occupied by an individual who acquired it in March 2026.

Source: La Crosse County records, as of June 30, 2026

Owner of RecordIndividual Name on File
Mailing Address204 2ND AVE N, ONALASKA, WI 54650-2501
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 19, 2011Deed of Trust, Mortgage · Conventional Mortgage
WINTRUST MORTGAGE
May 4, 2005Deed of Trust, Mortgage · Line of Credit
STATE BANK OF LA CROSSE
Jan 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
LAND HOME FINANCIAL SVCS INC
Mar 5, 2026Transfer on Death Deed, Transfer
Jan 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
LAND HOME FINANCIAL SVCS INC

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMar 5, 2026
Transfer Doc0001845816
Record UpdatedSep 20, 2026

December 2011: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLA CROSSE WI
Property Address204 2ND AVE N, ONALASKA, WI 54650-2501
Transaction TypeMortgage
Record UpdatedMar 25, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001586948
DateDec 19, 2011
Instrument1586948
Lender
NameWINTRUST MORTGAGE
TypeMortgage Company
AddressVILLA PARK, IL 60181
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2042

May 2005: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLA CROSSE WI
Property Address204 2ND AVE N, ONALASKA, WI 54650-2501
Transaction TypeMortgage
Record UpdatedMar 25, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001420269
DateMay 4, 2005
Instrument1420269
Lender
NameSTATE BANK OF LA CROSSE
AddressLA CROSSE, WI 54602
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLA CROSSE WI
Property Address204 2ND AVE N, ONALASKA, WI 54650-2501
Transaction TypeMortgage
Record UpdatedMar 25, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001763666
DateJan 11, 2021
Instrument1763666
Lender
NameLAND HOME FINANCIAL SVCS INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2051
Interest
Rate TypeFixed Rate

March 2026: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionLA CROSSE WI
Recording DateMar 5, 2026
Property Address204 2ND AVE N, ONALASKA, WI 54650-2501
Document Number0001845816
Instrument DateMar 5, 2026
Instrument1845816
Transaction TypeTransfer
Record UpdatedMar 25, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address204 2ND AVE N, ONALASKA, WI 54650-2501

Transferred To (Grantee/Buyer)

NameVerified Name

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLA CROSSE WI
Property Address204 2ND AVE N, ONALASKA, WI 54650-2501
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1763666
DateJan 11, 2021
Instrument1763666
Lender
NameLAND HOME FINANCIAL SVCS INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2051
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 204 2nd Ave N was $2,845 with a homeowner's exemption.

Source: La Crosse County assessment roll, as of March 11, 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyLa Crosse County
MunicipalityOnalaska City
Unified School DistrictOnalaska School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,845.00 Homeowner's exemption$226,100 Land $51,800 Building $174,300$228,700
2023$3,058.00 Homeowner's exemption$181,100 Land $37,000 Building $144,100$181,100 Land $37,000 Building $144,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 204 2nd Ave N in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 204 2nd Ave N has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONALASKA WATERWORKS
serves 18,000 people · EPA ID WI6320327
Water SourceGroundwater
Last State InspectionDec 2023
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber
8,000 / 8,000
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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