204 2nd Ave, Big Rapids, MI 49307 Property Records

Mecosta County property record for 204 2nd Ave, Big Rapids, MI 49307

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 3,106 sqft · built 1913
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,401 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jun 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`17-11-379-005`

Property Details

APN / Parcel Number

Primary APN	`17-11-379-005`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	3,106 sqft Total Area
Basement Area	1,553 sqft

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1913
Exterior Material	Brick
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	122 ft deep x 100 ft wide
Garage Area	861 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	576 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	204 2ND AVE
City	BIG RAPIDS
State	MI
Zip	49307-1554
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	000204 SECOND AVENUE: GRAND RAPIDS AND INDIANA RAILROAD COMPANY AND CONTINENTAL IMPROVEMENT COMPANY'S SUB-DIVISION -- BLK 16,
Legal Subdivision	GRAND RAPIDS AND INDIANA RAILROAD COMPAN
Legal Block	16
Legal Lot Number	13-14
Jurisdiction	MECOSTA MI
Township / Civil Division	BIG RAPIDS
Census Block Group	2
Census Block	2013
Census Tract	960500

Owner

Source: Mecosta County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	204 2ND AVE, BIG RAPIDS, MI 49307-1554
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CREDIT UNION
Jun 27, 2017	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECOSTA MI
Recording Date	Jul 17, 2026
Property Address	204 2ND AVE, BIG RAPIDS, MI 49307-1554
Document Number	0000005137
Book / Page	941 / 5407
Instrument Date	Jul 13, 2026
Instrument	20265137
Transaction Type	Mortgage
Record Updated	Jul 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 2ND AVE, BIG RAPIDS, MI 49307-1554

Mortgage

Document Number	0000005137,
Date	Jul 17, 2026
Book Page	941/5407
Instrument	20265137

Lender

Name	LAKE MICHIGAN CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 15, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.52%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECOSTA MI
Property Address	204 2ND AVE, BIG RAPIDS, MI 49307-1554
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	876/2008
Date	Jun 27, 2017
Book Page	876/2008
Instrument	201700004946

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 15, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Mecosta County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Big Rapids City
County	Mecosta County
Unified School District	Big Rapids Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$152,500 (+33.89%)	$305,000 (+33.89%)
2025	$2,401.00
2023		$113,900	$227,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIG RAPIDS serves 10,403 people · EPA ID MI0000710
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Point Broadband Fiber · Fixed Wireless	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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