204 13TH ST AUGUSTA GA 309011062, AUGUSTA, GA 30901-1062
Mortgage
Document Number
0017430070
Date
Sep 24, 2020
Book Page
001743/000070
Lender
Name
DOWNTOWN DEV AUTHORITY/AUGUSTA
Address
922 ELLIS ST # 100, AUGUSTA, GA 30901-2236
Agreement
Amount
Amount on Record
December 2018: Deed of Trust, Construction Loan
Document Type
Deed of Trust
Jurisdiction
RICHMOND GA
Recording Date
Dec 13, 2018
Property Address
204 13TH ST, AUGUSTA, GA 30901-1024
Document Number
0016570534
Book / Page
001657 / 000534
Instrument Date
Nov 28, 2018
Instrument
59066
Transaction Type
Construction Loan
Record Updated
Dec 18, 2020
Title Company
ATTORNEY ONLY
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Company
Address
204 13TH ST AUGUSTA GA 309011062, AUGUSTA, GA 30901-1062
Mortgage
Document Number
16570534
Date
Dec 13, 2018
Book Page
001657/000534
Instrument
59066
Lender
Name
SOUTH ST BK
Type
Bank
Address
COLUMBIA, SC 29202-3113
Agreement
Type
Line of Credit
Amount
Amount on Record
Term
12 Months
Due
Dec 12, 2019
Interest
Rate Type
Adjustable Rate
April 2017: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
RICHMOND GA
Recording Date
Apr 27, 2017
Property Address
204 13TH ST, AUGUSTA, GA 30901-1024
Document Number
0015761615
Book / Page
001576 / 001615
Instrument Date
Apr 17, 2017
Instrument
20004
Transaction Type
Transfer
Record Updated
Aug 13, 2018
Title Company
ATTORNEY ONLY
Transaction
Amount
Amount on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$132.00
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Company
Address
204 13TH ST AUGUSTA GA 309011062, AUGUSTA, GA 30901-1062
Mortgage
Document Number
15761618
Date
Apr 27, 2017
Book Page
001576/001618
Instrument
20006
Lender
Name
SOUTH ST BK
Type
Bank
Address
COLUMBIA, SC 29202-3113
Agreement
Amount
Amount on Record
Term
60 Months
Due
Apr 26, 2022
Interest
Rate Type
Adjustable Rate
Tax Assessment & Valuation
The 2026 property tax bill for 204 13th St was $4,117, up 39.2% from the year before.
Source: Augusta-Richmond County Consolidated Government assessment roll, as of October 21, 2025
Property Jurisdictions
Type
Name
State
Georgia
County / Consolidated City
Augusta-Richmond County Consolidated Government
Unified School District
Richmond County School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$4,117.00 (+39.18%)
2025
$2,958.00
$72,800Land $3,762Building $149,402
$382,910Land $9,405Building $373,505
2023
$2,546.00 (-8.02%)Additional exemption filed
$147,470 (-15.03%)Land $3,762Building $143,708
$368,675 (-15.03%)Land $9,405Building $359,270
2022
$2,768.00Additional exemption filed
$173,552Land $3,762Building $169,790
$433,881Land $9,405Building $424,476
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Flood
FEMA maps place 204 13th St in Zone X, where a levee reduces flood risk, though there have been 4 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective December 19, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement
Not required lenders may require it
Community Rating System
Class 7 (15% premium discount)
Nearby Flood Policies
2 in force
Nearby Flood Claims
4 (1994–2024)
Claims Outside the SFHA
4 of 4
Most Recent Claim
Sep 2024 · Hurricane Helene
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
The area around 204 13th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Not rated no burnable land within ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
AUGUSTA-RICHMOND CO WS serves 204,000 people · EPA ID GA2450000
Water Source
Surface water
Last State Inspection
Sep 2025
Lead
1 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Internet Providers
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Xfinity Cable
2,000 / 250
AT&T Fixed Wireless · Fiber in parts of the area
100 / 20
May also be available: T-Mobile, Verizon, WOW Internet, Cable & Phone.