20397 E 700th St, Geneseo, IL 61254 Property Records

Henry County property record for 20397 E 700th St, Geneseo, IL 61254

Property Summary

Property TypeRural Home
Details1,424 sqft · built 2009
Lot Size10.2 acres (447,361 sqft)
OwnerIndividual Name on Record
Last Sale$250,000 (Jun 2016)
Tax Bill$5,221 (2025)
Deeds & MortgagesMay 2024 Second Mortgage
Aug 2022 Second Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN07-19-400-012

Property Details

APN / Parcel Number

Primary APN07-19-400-012

Interior

Building Area1,424 sqft Living Area

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Lot Area447,361 sqft (10.2 acres)

Location & Zoning

Street Address20397 E 700TH ST
CityGENESEO
StateIL
Zip61254-4800
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionS PT N955.24 NE SE SEC 19 T17N R2E
Legal Range02E
Legal Township17N
Legal Section19
Legal Block400
JurisdictionHENRY IL
Township / Civil DivisionEDFORD
Census Block Group1
Census Block1057
Census Tract30203

Owner

Source: Henry County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address20397 E 700TH ST, GENESEO, IL 61254-4800
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 6, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
EMPEOPLE CU
Aug 3, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
DEERE EMPLOYEES CU
May 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
FARMERS STATE BANK OF WESTERN ILLINOIS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 29, 2016 · Amount on Record
Deed SaleJun 29, 2016 · Amount on Record
Deed Document Number201620-1603819
Prior Transfer DateOct 20, 2011
Prior Transfer Doc0000007864
Record UpdatedSep 20, 2026

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENRY IL
Property Address20397 E 700TH ST, GENESEO, IL 61254-4800
Transaction TypeMortgage
Record UpdatedMay 20, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001878
DateMay 6, 2024
Instrument20-2401878
Lender
NameEMPEOPLE CU
TypeCredit Union
AddressMOLINE, IL 61265
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term120 Months
DueMay 1, 2034

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENRY IL
Property Address20397 E 700TH ST, GENESEO, IL 61254-4800
Transaction TypeMortgage
Record UpdatedAug 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004523
DateAug 3, 2022
Instrument20-2204523
Lender
NameDEERE EMPLOYEES CU
TypeCredit Union
AddressMOLINE, IL 61266
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term119 Months
DueJul 1, 2032

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENRY IL
Property Address20397 E 700TH ST, GENESEO, IL 61254-4800
Transaction TypeMortgage
Record UpdatedAug 19, 2021
Title CompanyWESTERN ILLINOIS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002861
DateMay 18, 2020
Instrument20-2002861
Lender
NameFARMERS STATE BANK OF WESTERN ILLINOIS
TypeBank
AddressALPHA, IL 61413
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJun 1, 2035
Interest
Rate2.5%

Tax Assessment & Valuation

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyHenry County
County SubdivisionEdford Township
Unified School DistrictGeneseo Community Unit School District 228 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,221.00 (+3.39%) Homeowner's exemption$79,858 (+4.72%) Land $3,778 Building $76,080$239,574 (+4.72%) Land $11,334 Building $228,240
2024$5,050.00 (+27.4%)$76,262 (+17.07%) Land $3,489 Building $72,773$228,786 (+17.07%) Land $10,467 Building $218,319
2022$65,141 Land $2,834 Building $62,307$195,423 Land $8,502 Building $186,921
2021$3,964.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims42 (1979–2017)
Claims Outside the SFHA6 of 42
Most Recent ClaimJul 2017 · river or lake flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
Geneseo Communications Services
Fixed Wireless
100 / 20
Nextlink
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
25 / 3

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