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  5. Bowles Rd

20395 Bowles Rd, Coltons Point, MD 20626 Property Records

St. Mary's County property record for 20395 Bowles Rd, Coltons Point, MD 20626

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,376 sqft · built 1958
Lot Size0.85 acres (37,026 sqft)
Owner2 Individual Names on File
Last Sale$420,000 (Dec 2025)
Tax Bill$647 (2025)
Deeds & MortgagesDec 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-008244

Property Details

APN / Parcel Number

Primary APN07-008244
Alternative APNs
  • 7008244
  • 008244

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,376 sqft Total Area

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area37,026 sqft (0.85 acres)
View / LotWaterfront
Garage TypeCarport
Garage Area576 sqft
CarportCarport
Carport Area576 sqft
Parking Spaces2 Parking Spaces
Deck Area35 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemBaseboard
SewerConnected

Location & Zoning

Account Number008244
Street Address20395 BOWLES RD
CityCOLTONS POINT
StateMD
Zip20626-2108
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRPD
Legal Description37,026 SQ FT W/S BOWLES RD ON DUKEHART'S CREEK
JurisdictionST MARY'S MD
Township / Civil Division7, MILESTOWN
Census Block Group3
Census Block3008
Census Tract875300

Owner

Source: St. Mary's County records · APN 07-008244

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address20395 BOWLES RD, COLTONS POINT, MD 20626-2108
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 03, 2025 · Amount on Record
Deed SaleDec 03, 2025 · Amount on Record
Prior SaleMar 11, 1998 · Amount on Record
Deed Document Number2025
Deed Book / Page6810 / 347
Record UpdatedSep 20, 2026

December 2025: Deed, Transfer

Document TypeDeed
JurisdictionST MARY'S MD
Recording DateDec 03, 2025
Property Address20395 BOWLES RD, COLTONS POINT, MD 20626-2108
Document Number0068100347
Book / Page6810 / 347
Instrument DateNov 26, 2025
Transaction TypeTransfer
Record UpdatedDec 17, 2025
Title CompanyFIRST POINT SETTLEMENT LLC, FIRST TITLE SETTLEMENTS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,100.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address20395 BOWLES RD, COLTONS POINT, MD 20626-2108

Mortgage

Document Number0006810352
DateDec 03, 2025
Instrument6810/352
Lender
NameAMERICAN NEIGHBORHOOD MTG ACCEPTANC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2055

Tax Assessment & Valuation

Source: St. Mary's County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountySt. Mary's County
Unified School DistrictSt. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$398,400 (+8.08%)$428,200 (-) Land $276,200 Building $152,000
2025$647.00 (+102.19%) Homeowner's exemption$368,600 (+12.37%)$428,200 (+26.39%) Land $276,200 Building $152,000
2023$320.00 Homeowner's exemption$328,033$338,800 Land $216,200 Building $122,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Mary's County (24037C), as of May 14, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240378753003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 48 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies48 in force
Nearby Flood Claims22 (1996–2021)
Claims Outside the SFHA10 of 22
Most Recent ClaimOct 2021 · other causes
Claims by Event
  • Hurricane Isabel, Sep 2003 · 14 claims

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cogeco Cable Holdings II
Cable		1,000 / 50

Based on FCC filings for 24 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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