20394 W Shadow St, Buckeye, AZ 85396 Property Records

Maricopa County property record for 20394 W Shadow St, Buckeye, AZ 85396

Property Summary

Property Type	Rural Home
Details	3 ba · 2,036 sqft · built 2005
Lot Size	0.244 acres (10,655 sqft)
Owner	Owner Name on File
Last Sale	$363,454 (Jul 2005)
Tax Bill	$3,606 (2025)
Deeds & Mortgages	Jan 2022 Reverse Mortgage Feb 2018 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`502-78-778`

Property Details

APN / Parcel Number

Primary APN	`502-78-778`

Interior

Full Baths	3 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,036 sqft Living Area
1st Floor Area	2,036 sqft

Exterior

Year Built	Built 2005
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	10,655 sqft (0.244 acres)
Parking Spaces	2 Parking Spaces
Patio Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	20394 W SHADOW ST
City	BUCKEYE
State	AZ
Zip	85396-3522
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	PC
Legal Description	VERRADO PARCEL 4.610 MCR 658-29
Legal Range	02W
Legal Township	02N
Legal Section	30
Legal Quarter	NE
Quarter-Quarter Section	NE
Legal Subdivision	VERRADO PARCEL 4.610
Legal Lot Number	1027
Jurisdiction	MARICOPA AZ
Township / Civil Division	BUCKEYE
Census Block Group	1
Census Block	1054
Census Tract	50618

Owner

The current owner of 20394 W Shadow St bought it in July 2005.

Source: Maricopa County records, as of November 20, 2025

Owner of Record	Owner Name on File
Mailing Address	20394 W SHADOW ST, BUCKEYE, AZ 85396-3522
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2022	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Feb 23, 2018	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS
Feb 23, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2005 · Amount on File
Deed Sale	Jul 26, 2005 · Amount on File
Deed Document Number	20051047657
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	20394 W SHADOW ST, BUCKEYE, AZ 85396-3522
Transaction Type	Mortgage
Record Updated	Mar 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20394 W SHADOW ST, BUCKEYE, AZ 85396-3522

Mortgage

Document Number	0000087024
Date	Jan 28, 2022
Instrument	20220087024

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	837 Months
Due	Oct 16, 2091

Interest

Rate Type	Adjustable Rate
Rate	3.79%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	8.79%

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	20394 W SHADOW ST, BUCKEYE, AZ 85396-3522
Document Number	0000160401
Instrument Date	Feb 23, 2018
Transaction Type	Mortgage
Record Updated	Mar 12, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	20394 W SHADOW ST BUCKEYE AZ 853963522, BUCKEYE, AZ 85396-3522

Mortgage

Document Number	0000160401
Date	Mar 2, 2018
Instrument	160401

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	876 Months
Due	Mar 1, 2091

Interest

Rate Type	Adjustable Rate
Rate	4.4%

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	20394 W SHADOW ST, BUCKEYE, AZ 85396-3522
Document Number	0000160402
Instrument Date	Feb 23, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	20394 W SHADOW ST BUCKEYE AZ 853963522, BUCKEYE, AZ 85396-3522

Mortgage

Document Number	0000160402
Date	Mar 2, 2018
Instrument	160402

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	876 Months
Due	Mar 1, 2091

Interest

Rate Type	Adjustable Rate
Rate	4.4%

Tax Assessment & Valuation

The 2025 property tax bill for 20394 W Shadow St was $3,606.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Buckeye City
Secondary School District	Agua Fria Union High School District (09 - 12)
Elementary School District	Litchfield Elementary District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$46,230	$462,300 Land $92,400 Building $369,900
2025	$3,606.00
2024		$46,660	$466,600 Land $93,300 Building $373,300
2023	$3,211.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20394 W Shadow St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20394 W Shadow St is moderate, ranking above 42% of the US, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 65% of Arizona
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EPCOR - AGUA FRIA private · serves 128,040 people · EPA ID AZ0407695
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2025 Corrosion control Jan 2022
Monitoring and Reporting	32 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
AirFiber WISP Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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