20394 Fair Oak Ln, Estero, FL 33928 Property Records

Lee County property record for 20394 Fair Oak Ln, Estero, FL 33928 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Lot Size	6,204 sqft (0.142 acres)
Last Sale	$885,900 (2024)
Tax Bill	$11,759.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`30-46-26-E3-08000.3340`
Alternative APNs	`263046E3080003340` `10620315`

Exterior

Lot Area	6,204 sqft (0.142 acres)
Porch	1 Porch
Porch Area	228 sqft Porch

Location & Zoning

Account Number	10620315
Street Address	20394 FAIR OAK LN
City	ESTERO
State	FL
Zip	33928-4068
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	RIVERCREEK PHASE TWO LOT 334 AS DESC IN INST# 2023000122423
Legal Subdivision	RIVERCREEKPHASE
Legal Block	1
Legal Lot Number	334
Jurisdiction	LEE FL
Minor Civil Division	BONITA SPRINGS
Census Blockgroup	4
Census Block	4000
Census Tract	50311

Owner

Source: Lee County records · APN 30-46-26-E3-08000.3340

Assessment roll updated July 29, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	13819 COLDWATER DR, CARMEL, IN 46032-8562
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Husband And Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 09, 2024 · Amount on Record
Deed Sale	Sep 09, 2024 · Amount on Record
Deed Doc Number	2024250985
Record Refreshed	Sep 20, 2026

September 2024: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	LEE FL
Recording Date	Sep 09, 2024
Property Address	20394 FAIR OAK LN, ESTERO, FL 33928-4068
Document Number	0000250985
Map Reference	DOC 2023000122423
Instrument Date	Sep 06, 2024
Instrument	2024000250985
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 26, 2025
Title Company	NOVA TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$6,201.30
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1600 SAWGRASS CORPORATE PKWY STE 400, 400, SUNRISE, FL 33323-2890

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13819 COLDWATER DR, CARMEL, IN 46032-8562

Mortgage

Document Number	0000250986
Date	Sep 09, 2024
Instrument	2024000250986

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2054

Tax Assessment & Valuation

Source: Lee County records · Assessment roll updated July 29, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$685,219 (-5.4%) Land $61,370 Building $623,849	$685,219 (-5.4%) Land $61,370 Building $623,849
2025	$11,759.00	$724,345 Land $67,023 Building $657,322	$724,345 Land $67,023 Building $657,322

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lee County (12071C), updated September 23, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	High above 82% of the US · above 73% of Florida
Wildfire Likelihood	About 1 in 345 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.