Macomb County property record for 20394 Bannister Dr, Macomb, MI 48044
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,520 sqft · built 2004 |
| Lot Size | 0.217 acres (9,453 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $283,584 (Nov 2004) |
| Tax Bill | $5,217 (2025) |
| Deeds & Mortgages | Jul 2018 Mortgage Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-08-28-446-029 |
| Primary APN | 20-08-28-446-029 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Building Area | 2,520 sqft Living Area |
| 1st Floor Area | 1,742 sqft |
| Basement Area | 1,742 sqft |
| Unfinished Basement | 1,742 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Split Level |
| Lot Area | 9,453 sqft (0.217 acres) |
| Lot Dimensions | 135 ft deep x 70 ft wide |
| Garage Area | 446 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 20394 BANNISTER DR |
|---|---|
| City | MACOMB |
| State | MI |
| Zip | 48044-5944 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LANCASTER SUB NO. 2 LOT 241 L. 154 PGS. 1-5 |
| Legal Subdivision | LANCASTER SUB |
| Legal Lot Number | 241 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | MACOMB |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 224102 |
Source: Macomb County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20394 BANNISTER DR, MACOMB, MI 48044-5944 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 25, 2018 | Deed of Trust, Mortgage · Conventional Mortgage HURON VALLEY FINANCIAL INC |
| Dec 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY LENDING GROUP LLC |
| Sep 14, 2018 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 19, 2004 · Amount on Record |
| Deed Sale | Nov 19, 2004 · Amount on Record |
| Prior Sale | Nov 18, 2004 · Amount on Record |
| Deed Document Number | 20044249582 |
| Deed Book / Page | 16114 / 860 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 20394 BANNISTER DR, MACOMB, MI 48044-5944 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Title Company | CISLO TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000083799 |
|---|---|
| Date | Jul 25, 2018 |
| Book Page | 25487/220 |
| Instrument | 8083799 |
| Name | HURON VALLEY FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Address | ANN ARBOR, MI 48103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 20394 BANNISTER DR, MACOMB, MI 48044-5944 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Title Company | CISLO TITLE |
| Name | Verified Name |
|---|---|
| Address | 20394 BANNISTER DR, MACOMB, MI 48044-5944 |
| Document Number | 0000160369 |
|---|---|
| Date | Dec 22, 2020 |
| Book Page | 27273/67 |
| Instrument | 2160369 |
| Name | UNIVERSITY LENDING GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | SOUTHFIELD, MI 48034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 20394 BANNISTER DR, MACOMB, MI 48044-5944 |
| Document Number | 0000009767 |
| Instrument Date | Sep 14, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 20394 BANNISTER DR MACOMB MI 480445944, MACOMB, MI 48044-5944 |
| Document Number | 0000009767 |
|---|---|
| Date | Oct 3, 2018 |
| Book Page | 025609/000711 |
| Instrument | 9767 |
| Name | CITIZENS BK NA |
|---|---|
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 2, 2043 |
| Rate Type | Adjustable Rate |
|---|
Source: Macomb County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| County Subdivision | Macomb Township |
| Unified School District | Chippewa Valley Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $237,900 (+21.44%) | $475,800 (+21.44%) | |
| 2025 | $5,217.00 (+13.14%) | ||
| 2023 | $195,900 | $391,800 | |
| 2022 | $4,611.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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