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2039 SE Riverside Ter, Stuart, FL 34996 Property Records

Martin County property record for 2039 SE Riverside Ter, Stuart, FL 34996

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,545 sqft · built 1971
Lot Size0.376 acres (16,379 sqft)
Owner2 Individual Names on Record
Last Sale$420,000 (Oct 2007)
Tax Bill$3,774 (2025)
Deeds & MortgagesJun 2021 Mortgage
Jun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN03-38-41-015-000-0028.0-2-0000

Property Details

APN / Parcel Number

Primary APN03-38-41-015-000-0028.0-2-0000
Alternative APNs
  • 03-38-41-015-000-00280-2
  • 338410150000028020000
  • 20498

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,545 sqft Living Area
1st Floor Area2,545 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area16,379 sqft (0.376 acres)
Garage Area375 sqft

Exterior Amenities

Pool TypeIn-Ground Pool
Pool Area392 sqft
PorchOpen Concrete/Masonry Porch
Porch Area241 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number20498
Street Address2039 SE RIVERSIDE TER
CitySTUART
StateFL
Zip34996-4716
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionST LUCIE PARK UNREC W 40 OF LOT 28 & ALL LOT 29
Legal Range41E
Legal Township38S
Legal Section3
Legal SubdivisionST LUCIE PARK
Legal Block2
Legal Lot Number28,29
JurisdictionMARTIN FL
Township / Civil DivisionSTUART
Census Block Group2
Census Block2011
Census Tract902

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address2039 SE RIVERSIDE TER, STUART, FL 34996-4716
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 16, 2021Deed of Trust, Mortgage · VA Mortgage
NEW DAY FINANCIAL LLC
Jun 2, 2020Deed of Trust, Mortgage · VA Mortgage
MIDWEST EQUITY MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 12, 2007 · Amount on Record
Deed SaleOct 12, 2007 · Amount on Record
Prior SaleSep 18, 2006 · Amount on Record
Deed Document Number20072044098
Deed Book / Page2284 / 1554
Prior Transfer DateOct 2, 2007
Prior Transfer Doc0022841555
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address2039 SE RIVERSIDE TER, STUART, FL 34996-4716
Transaction TypeMortgage
Record UpdatedJul 15, 2021
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address2039 SE RIVERSIDE TER, STUART, FL 34996-4716

Mortgage

Document Number0032331446
DateJun 16, 2021
Book Page3233/1446
Instrument2896019
Lender
NameNEW DAY FINANCIAL LLC
TypeMortgage Company
AddressFULTON, MD 20759
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address2039 SE RIVERSIDE TER, STUART, FL 34996-4716
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0031321828
DateJun 2, 2020
Book Page3132/1828
Instrument2817373
Lender
NameMIDWEST EQUITY MORTGAGE LLC
TypeMortgage Company
AddressVILLA PARK, IL 60181
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2050

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,774.00 (-0.4%) Homeowner's exemption Veteran's exemption$256,995 (+5.99%)$694,150 (+17.15%) Land $253,000 Building $441,150
2024$3,789.00 (+2.46%)
2023$3,698.00 (+3.88%) Additional exemption filed$242,479 (+3%)$592,540 (+20.33%) Land $231,000 Building $361,540
2022$3,560.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$235,417$492,430 Land $242,550 Building $249,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 69 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies69 in force
Nearby Flood Claims11 (1978–2018)
Claims Outside the SFHA4 of 11
Most Recent ClaimMay 2018
Claims by Event
  • Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTUART, CITY OF - WATER PLANT
serves 16,841 people · EPA ID FL4430259
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Blue Stream.

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