Flagler County property record for 2039 S Central Ave, Flagler Beach, FL 32136
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 950 sqft · built 1971 |
| Lot Size | 0.114 acres (5,001 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $399,000 (Jan 2022) |
| Tax Bill | $5,524 (2025) |
| Deeds & Mortgages | Jan 2022 Sale Apr 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-12-32-2750-00210-0140 |
| Primary APN | 18-12-32-2750-00210-0140 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 950 sqft Heated Area |
| Gross Area | 1,785 sqft |
| Interior Walls | Plaster |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,001 sqft (0.114 acres) |
| Driveway | Driveway |
| Driveway Area | 357 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 2039 S CENTRAL AVE |
|---|---|
| City | FLAGLER BEACH |
| State | FL |
| Zip | 32136-3947 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FUQUAY SUBD-BLOCK 21 LOT 14 OR BOOK 96 PAGE 514 OR 309 PG 363 (DC) OR 334 PG 338 OR 400 PG 631 OR 407 PG 474 (DC) OR 433 PG 8 |
| Legal Range | 32E |
| Legal Township | 12S |
| Legal Section | 18 |
| Legal Subdivision | FUQUAY SUB |
| Legal Block | 21 |
| Legal Lot Number | 14 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | FLAGLER BEACH |
| Census Block Group | 3 |
| Census Block | 3074 |
| Census Tract | 60302 |
Source: Flagler County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2039 S CENTRAL AVE, FLAGLER BEACH, FL 32136-3947 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 5, 2022 | Warranty Deed, Transfer PARADISE TITLE/STATE AUGUSTINE, PARADISE TTL OF ST AUGUSTINE |
| Apr 25, 2017 | Deed of Trust, Mortgage · Conventional Mortgage PHH US MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 5, 2022 · Amount on Record |
| Deed Sale | Jan 5, 2022 · Amount on Record |
| Prior Sale | Nov 20, 2000 · Amount on Record |
| Deed Document Number | 2022000995 |
| Deed Book / Page | 2645 / 1924 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Jan 5, 2022 |
| Property Address | 2039 S CENTRAL AVE, FLAGLER BEACH, FL 32136-3947 |
| Document Number | 0026451924 |
| Book / Page | 2645 / 1924 |
| Map Reference | MB 1 PG 26 |
| Instrument Date | Jan 4, 2022 |
| Instrument | 2022000995 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2022 |
| Title Company | PARADISE TITLE/STATE AUGUSTINE, PARADISE TTL OF ST AUGUSTINE |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,793.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3357 FLAGLER AVE, KEY WEST, FL 33040-4682 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 2039 S CENTRAL AVE, FLAGLER BEACH, FL 32136-3947 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0022010076 |
|---|---|
| Date | Apr 25, 2017 |
| Book Page | 2201/0076 |
| Instrument | 2017014450 |
| Name | PHH US MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2032 |
Source: Flagler County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Flagler Beach City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,524.00 (+20.06%) | $282,808 (+2.28%) Land $138,000 Building $144,808 | $282,808 (+2.28%) Land $138,000 Building $144,808 |
| 2023 | $4,601.00 (+4.57%) Homeowner's exemption | $276,492 (+1.42%) Land $138,000 Building $138,492 | $276,492 (+1.42%) Land $138,000 Building $138,492 |
| 2022 | $4,400.00 | $272,621 Land $138,000 Building $134,621 | $272,621 Land $138,000 Building $134,621 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 239 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 253 units insured incl. 14 condo units |
| Nearby Flood Claims | 200 (1991–2024) |
| Claims Outside the SFHA | 35 of 200 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLAGLER BEACH WTP serves 4,830 people · EPA ID FL2180349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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