Mecklenburg County property record for 2039 Queens Rd E, Charlotte, NC 28207
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,888 sqft · built 1942 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Company Name on File |
| Last Sale | $2,525,000 (Feb 2024) |
| Tax Bill | $14,308 (2024) |
| Deeds & Mortgages | May 2021 Mortgage Feb 2024 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 175-024-18 |
| Primary APN | 175-024-18 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,888 sqft Living Area |
| 1st Floor Area | 1,857 sqft |
| Upper Floors Area | 840 sqft |
| Basement Area | 420 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Slate |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Area | 440 sqft |
| Porch | Enclosed/Finished Porch |
| Porch Area | 363 sqft |
| Patio Area | 45 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 2039 QUEENS RD E |
|---|---|
| City | CHARLOTTE |
| State | NC |
| Zip | 28207-2727 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | L19 &P20 B40 M332-341 |
| Legal Subdivision | MYERS PARK |
| Legal Block | 40 |
| Legal Lot Number | 19 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 2702 |
Source: Mecklenburg County records · APN 175-024-18
Assessment roll updated September 9, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2039 QUEENS RD E, CHARLOTTE, NC 28207-2727 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| May 04, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Feb 28, 2024 | Warranty Deed, Transfer HARBOR CITY TITLE INSURANCE AGENCY INC, HARBOR CITY TTL INS AGCY OF |
| Sep 06, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 28, 2024 · Amount on Record |
| Deed Sale | Feb 28, 2024 · Amount on Record |
| Prior Sale | Aug 12, 1998 · Amount on Record |
| Deed Document Number | 202417348 |
| Deed Book / Page | 38659 / 167 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 2039 QUEENS RD E, CHARLOTTE, NC 28207-2727 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000088504 |
|---|---|
| Date | May 04, 2021 |
| Book Page | 36022/547 |
| Instrument | 2021088504 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Feb 28, 2024 |
| Property Address | 2039 QUEENS RD E, CHARLOTTE, NC 28207-2727 |
| Document Number | 0000017348 |
| Book / Page | 38659 / 167 |
| Instrument Date | Feb 28, 2024 |
| Instrument | 2024017348 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2026 |
| Title Company | HARBOR CITY TITLE INSURANCE AGENCY INC, HARBOR CITY TTL INS AGCY OF |
| Amount | Amount Recorded |
|---|---|
| Tax | $5,050.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2100 PEPPERCORN LN, CHARLOTTE, NC 28205-3106 |
| Name | Verified Name |
|---|---|
| Address | 2039 QUEENS RD E, CHARLOTTE, NC 28207-2727 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 2039 QUEENS RD E, CHARLOTTE, NC 28207-2727 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000117352 |
|---|---|
| Date | Sep 06, 2019 |
| Book Page | 33825/083 |
| Instrument | 2019117352 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 01, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.12% |
| Index | 1-Year LIBOR |
| Max Rate | 8.12% |
Source: Mecklenburg County records · Assessment roll updated September 9, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,995,300 (+6.73%) Land $1,275,000 Building $720,300 | $1,995,300 (+6.73%) Land $1,275,000 Building $720,300 | |
| 2024 | $14,308.00 (-20.68%) | ||
| 2023 | $18,039.00 | $1,869,400 Land $1,275,000 Building $594,400 | $1,869,400 Land $1,275,000 Building $594,400 |
Source: FEMA National Flood Hazard Layer as of October 3, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 15 (1979–2017) |
| Claims Outside the SFHA | 5 of 15 |
| Most Recent Claim | Jul 2017 · other causes |
| Wildfire Risk | Low lower than 95% of the US · lower than 97.4% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 283 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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