2039 Ernest Way, Arcata, CA 95521 Property Records

Humboldt County property record for 2039 Ernest Way, Arcata, CA 95521

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,260 sqft · built 1975
Lot Size0.179 acres (7,840 sqft)
Owner2 Individual Names on File
Tax Bill$1,445 (2025)
Deeds & MortgagesMay 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN507-351-005-000

Property Details

APN / Parcel Number

Primary APN507-351-005-000
Alternative APN
  • 50735105

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,260 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Construction TypeWood
Lot Area7,840 sqft (0.179 acres)
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Old Parcel Number50735105
Street Address2039 ERNEST WAY
CityARCATA
StateCA
Zip95521-4738
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-5
Legal DescriptionLOT 148 TR 64 PAC MANOR SUBD 6 BK 15 MAPS PGS31-32
Legal SubdivisionPACIFIC MANOR SUBDIVISION UNIT #6
Legal Tract64
Legal Lot Number148
JurisdictionHUMBOLDT CA
Township / Civil DivisionARCATA
Census Block Group1
Census Block1018
Census Tract1102

Owner

2039 Ernest Way is owned and occupied by two individuals who acquired it in August 2015.

Source: Humboldt County records, as of October 13, 2025

Owner of Record2 Individual Names on File
Mailing Address2039 ERNEST WAY, ARCATA, CA 95521-4738
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 21, 2015
Deed SaleAug 21, 2015
Prior SaleAug 18, 2003
Deed Document Number2015-016330-01
Record UpdatedJun 8, 2026

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUMBOLDT CA
Property Address2039 ERNEST WAY, ARCATA, CA 95521-4738
Document Number0000010343
Instrument DateMay 24, 2018
Transaction TypeMortgage
Record UpdatedJun 20, 2018
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2039 ERNEST WAY ARCATA CA 955214738, ARCATA, CA 95521-4738

Mortgage

Document Number0000010343
DateJun 6, 2018
Instrument10343
Lender
NameCOAST CTRL CU
TypeCredit Union
AddressEUREKA, CA 95501
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2039 Ernest Way was $1,445 with a homeowner's exemption.

Source: Humboldt County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyHumboldt County
Secondary School DistrictNorthern Humboldt Union High School District (09 - 12)
Elementary School DistrictPacific Union Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$1,445.00 Homeowner's exemption$124,929 Land $39,032 Building $85,897
2023$1,410.00 (+0.64%) Homeowner's exemption$120,079 Land $37,517 Building $82,562
2022$1,401.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2039 Ernest Way in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 17 policies
Nearby Flood Policies17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2039 Ernest Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ARCATA
serves 18,857 people · EPA ID CA1210001
Water SourcePurchased groundwater from HUMBOLDT BAY MWD
Last State InspectionNov 2025
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
101Netlink
Fixed Wireless
100 / 20

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