Oneida County property record for 2039 Elto Rd, Tomahawk, WI 54487
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.67 acres (72,876 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $285,000 (Jun 2021) |
| Tax Bill | $3,049 (2025) |
| Deeds & Mortgages | Jun 2021 Sale May 2021 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | NO 1361 |
| Primary APN | NO 1361 |
|---|
| Lot Area | 72,876 sqft (1.67 acres) |
|---|
| Street Address | 2039 ELTO RD |
|---|---|
| City | TOMAHAWK |
| State | WI |
| Zip | 54487-9530 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 821235/793761 BLUE HERON SHORES LOT 3 1.673A |
| Legal Range | 06E |
| Legal Township | 36N |
| Legal Section | 32 |
| Legal Subdivision | BLUE HERON SHORES |
| Legal Lot Number | 3 |
| Jurisdiction | ONEIDA WI |
| Township / Civil Division | NOKOMIS |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 971100 |
2039 Elto Rd is owned and occupied by two individuals who bought it in June 2021.
Source: Oneida County records, as of March 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2039 ELTO RD, TOMAHAWK, WI 54487-9530 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 1, 2021 | Warranty Deed, Transfer GOWEY ABSTRACT AND TITLE COMPANY, GOWEY ABSTRACT & TTL CO INC |
| May 12, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FORT COMMUNITY CU |
| Feb 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NATIONS LENDING CORP |
| Jun 4, 2019 | Warranty Deed, Transfer · ARM FORT COMMUNITY CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2021 · Amount on File |
| Deed Sale | Jun 1, 2021 · Amount on File |
| Prior Sale | Jun 4, 2019 · Amount on File |
| Deed Document Number | 2021821235 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONEIDA WI |
| Recording Date | Jun 1, 2021 |
| Property Address | 2039 ELTO RD, TOMAHAWK, WI 54487-9530 |
| Document Number | 821235 |
| Instrument Date | Jun 1, 2021 |
| Instrument | 821235 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2021 |
| Title Company | GOWEY ABSTRACT AND TITLE COMPANY, GOWEY ABSTRACT & TTL CO INC |
| Amount | Amount on Record |
|---|---|
| Tax | $855.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2039 ELTO RD, TOMAHAWK, WI 54487-9530 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA WI |
| Property Address | 2039 ELTO RD, TOMAHAWK, WI 54487-9530 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 820459 |
|---|---|
| Date | May 12, 2021 |
| Instrument | 820459 |
| Name | FORT COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | FORT ATKINSON, WI 53538 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Apr 28, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.85% |
| Type Change Date | Apr 28, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 5.85% |
| Index | Prime Rate |
| Margin | 2 |
| Max Rate | 9.85% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA WI |
| Property Address | 2039 ELTO RD, TOMAHAWK, WI 54487-9530 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2021 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|
| Document Number | 816626 |
|---|---|
| Date | Feb 9, 2021 |
| Instrument | 816626 |
| Name | NATIONS LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | INDEPENDENCE, OH 44131 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONEIDA WI |
| Recording Date | Jun 4, 2019 |
| Property Address | 2039 ELTO RD, TOMAHAWK, WI 54487-9530 |
| Document Number | 0000793761 |
| Instrument Date | May 28, 2019 |
| Instrument | 793761 |
| Transaction Type | Transfer |
| Record Updated | Apr 7, 2022 |
| Title Company | NORTHWOODS TITLE AND CLOSING SERVICES, NORTHWOOD TTL & CLOSING SVCS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $726.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000793762 |
|---|---|
| Date | Jun 4, 2019 |
| Instrument | 793762 |
| Name | FORT COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Type Change Date | Jun 1, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 6.75% |
| Index | Prime Rate |
| Margin | 1 |
| Max Rate | 10.7% |
The 2025 property tax bill for 2039 Elto Rd was $3,049 with a homeowner's exemption.
Source: Oneida County assessment roll, as of March 24, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Oneida County |
| County Subdivision | Nokomis Town |
| Unified School District | Tomahawk School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,049.00 | $305,200 Land $89,700 Building $215,500 | $376,995 Land $110,801 Building $266,194 |
| 2023 | $2,801.00 Homeowner's exemption | $305,200 Land $89,700 Building $215,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2039 Elto Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 16, 2013
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2039 Elto Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
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