Hillsborough County property record for 2039 Elk Spring Dr, Brandon, FL 33511
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,817 sqft · built 1992 |
| Lot Size | 0.169 acres (7,354 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $190,000 (Jan 2016) |
| Tax Bill | $3,649 (2025) |
| Deeds & Mortgages | Dec 2021 Line of Credit Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 073833-0398 |
| Primary APN | 073833-0398 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,817 sqft Living Area |
| Gross Area | 2,438 sqft |
| 1st Floor Area | 1,817 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,354 sqft (0.169 acres) |
| Lot Dimensions | 105 ft deep x 70 ft wide |
| View / Lot | Pond |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 300 sqft |
| Porch | Open Porch |
| Porch Area | 161 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0738330398 |
|---|---|
| Street Address | 2039 ELK SPRING DR |
| City | BRANDON |
| State | FL |
| Zip | 33511-1726 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | STERLING RANCH UNIT 3 LOT 49 BLOCK 1 |
| Legal Range | 20E |
| Legal Township | 30S |
| Legal Section | 05 |
| Legal Subdivision | STERLING RANCH UNIT 3 |
| Legal Tract | 2NG |
| Legal Block | 1 |
| Legal Lot Number | 49 |
| Legal Unit | 3 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | BRANDON |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 13320 |
Source: Hillsborough County records, as of September 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2039 ELK SPRING DR, BRANDON, FL 33511-1726 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 15, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST HOME BANK |
| Oct 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 22, 2016 · Amount on Record |
| Deed Sale | Jan 22, 2016 · Amount on Record |
| Deed Document Number | 201631367 |
| Deed Book / Page | 23832 / 395 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 2039 ELK SPRING DR, BRANDON, FL 33511-1726 |
| Transaction Type | Mortgage |
| Record Updated | Jan 4, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2039 ELK SPRING DR, BRANDON, FL 33511-1726 |
| Document Number | 0000649124 |
|---|---|
| Date | Dec 15, 2021 |
| Instrument | 2021649124 |
| Name | FIRST HOME BANK |
|---|---|
| Type | Bank |
| Address | SEMINOLE, FL 33772 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 2039 ELK SPRING DR, BRANDON, FL 33511-1726 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0270410329 |
|---|---|
| Date | Oct 18, 2019 |
| Book Page | 27041/0329 |
| Instrument | 2019450672 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2034 |
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $214,170 (+2.7%) | $320,678 (+1.52%) Land $91,118 Building $229,560 | |
| 2025 | $3,649.00 (+12.24%) Homeowner's exemption | $208,539 (+5.99%) | $315,880 (+4.41%) Land $91,118 Building $224,762 |
| 2023 | $3,251.00 (+5.45%) Homeowner's exemption | $196,759 (+3%) | $302,548 (+3.22%) Land $82,834 Building $219,714 |
| 2022 | $3,083.00 Homeowner's exemption | $191,028 | $293,122 Land $82,834 Building $210,288 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 104 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 104 in force |
| Nearby Flood Claims | 7 (2001–2024) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
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