2039 Co Rd 1305, Savoy, TX 75479 Property Records

Fannin County property record for 2039 Co Rd 1305, Savoy, TX 75479

Property Summary

Property Type	Rural Home
Details	1.5 ba · 1,870 sqft · built 1951
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on File
Last Sale	$513,800 (Nov 2024)
Tax Bill	$2,551 (2025)
Deeds & Mortgages	Nov 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0363-027-0000-09`

Property Details

APN / Parcel Number

Primary APN	`0363-027-0000-09`
Alternative APN	`75075`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,870 sqft Living Area
1st Floor Area	1,870 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Lot Area	435,600 sqft (10 acres)
Garage Type	Attached
Garage Area	480 sqft
Porch	Porch
Porch Area	189 sqft

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Account Number	0363-027-0000-09
Street Address	2039 COUNTY ROAD 1305
City	SAVOY
State	TX
Zip	75479-5127
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	A0363 K FREELAND, ACRES 10.0
Legal Subdivision	KILE FREELAND SURVEY ABSTRACT NNO 363
Jurisdiction	FANNIN TX
Township / Civil Division	ECTOR
Census Block Group	2
Census Block	2015
Census Tract	950300

Owner

2039 Co Rd 1305, a rural home, is owned and occupied by two individuals who bought it in November 2024.

Source: Fannin County records, as of July 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1925 COUNTY ROAD 1305, SAVOY, TX 75479-5125
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2024 · Amount on File
Deed Sale	Nov 27, 2024 · Amount on File
Prior Sale	Apr 27, 2007 · Amount on File
Deed Document Number	20247663
Record Updated	Sep 20, 2026

November 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FANNIN TX
Recording Date	Nov 27, 2024
Property Address	2039 COUNTY ROAD 1305, SAVOY, TX 75479-5127
Document Number	2024007663
Map Reference	DOC 2022000310
Instrument Date	Nov 21, 2024
Instrument	2024007663
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1925 COUNTY ROAD 1305, SAVOY, TX 75479-5125

Mortgage

Document Number	2024007664
Date	Nov 27, 2024
Instrument	2024007664

Lender

Name	ARK-LA-TEX FINANCE SERVICES LLC
Type	Mortgage Company
Address	PLANO, TX 75024
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 2039 Co Rd 1305 was $2,551 with exemptions applied, up 522.2% from the year before.

Source: Fannin County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fannin County
Unified School District	Savoy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,551.00 (+522.2%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption	$336,200 Land $250,000 Building $86,200	$336,200 Land $250,000 Building $86,200
2024	$410.00
2023		$332,300 Land $240,000 Building $92,300	$332,300 Land $240,000 Building $92,300
2018	$1,097.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2039 Co Rd 1305 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2039 Co Rd 1305 is moderate, ranking above 59% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 42% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST FANNIN COUNTY SUD serves 9,198 people · EPA ID TX0740031
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Nextlink Fixed Wireless	100 / 20
360 Broadband Fixed Wireless	30 / 5

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Co Rd 1305

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