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20389 Estero Crossing Blvd, Estero, FL 33928 Property Records

Lee County property record for 20389 Estero Crossing Blvd, Estero, FL 33928

Property Summary

Property TypeSingle Family Home
Details4 bd · 5 ba · built 2024
Lot Size0.134 acres (5,823 sqft)
OwnerIndividual Name on Record
Last Sale$1,022,000 (Jun 2026)
Tax Bill$11,038 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Mar 2024 Sale
Flood ZoneZone X (minimal risk)
APN30-46-26-E3-08000.1990

Property Details

APN / Parcel Number

Primary APN30-46-26-E3-08000.1990
Alternative APNs
  • 263046E3080001990
  • 10620243

Interior

Bedrooms4 Beds
Full Baths5 Baths
Stories2 Stories

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Lot Area5,823 sqft (0.134 acres)
PorchPorch
Porch Area228 sqft

Location & Zoning

Account Number10620243
Street Address20389 ESTERO CROSSING BLVD
CityESTERO
StateFL
Zip33928-4065
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRPD
Legal DescriptionRIVERCREEK PHASE TWO LOT 199 AS DESC IN INST# 2023000122423
Legal SubdivisionRIVERCREEKPHASE
Legal Block1
Legal Lot Number199
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group4
Census Block4005
Census Tract50311

Owner

Source: Lee County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address20389 ESTERO CROSSING BLVD, ESTERO, FL 33928-4065
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Jun 19, 2026Warranty Deed, Transfer · Conventional Mortgage
FIRST NATIONAL BANK OF PENNSYLVANIA
Mar 1, 2024Special Warranty Deed, Subdivision Related Transfer
NOVA TITLE COMPANY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 19, 2026 · Amount on Record
Deed SaleJun 19, 2026 · Amount on Record
Prior SaleMar 1, 2024 · Amount on Record
Deed Document Number2026163600
Record UpdatedOct 29, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateJun 19, 2026
Property Address20389 ESTERO CROSSING BLVD, ESTERO, FL 33928-4065
Document Number0000163600
Instrument DateJun 5, 2026
Instrument2026163600
Transaction TypeTransfer
Record UpdatedJun 29, 2026
Title CompanyNAPLES TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$722,554.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20389 ESTERO CROSSING BLVD, ESTERO, FL 33928-4065

Mortgage

Document Number0000163601,
DateJun 19, 2026
Instrument2026163601
Lender
NameFIRST NATIONAL BANK OF PENNSYLVANIA
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6.37%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

March 2024: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionLEE FL
Recording DateMar 1, 2024
Property Address20389 ESTERO CROSSING BLVD, ESTERO, FL 33928-4065
Document Number0000059163
Map ReferenceDOC 2023000122423
Instrument DateFeb 28, 2024
Instrument2024000059163
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 26, 2025
Title CompanyNOVA TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$6,407.10
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1600 SAWGRASS CORPORATE PKWY STE 400, 400, SUNRISE, FL 33323-2890

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address20389 ESTERO CROSSING BLVD, ESTERO, FL 33928-4065

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$735,886 (+1%)$798,430 (+19.35%) Land $71,868 Building $726,562
2025$11,038.00 (+273.79%)$668,987 (+718.15%) Land $79,135 Building $589,852$668,987 (+718.15%) Land $79,135 Building $589,852
2023$2,953.00$81,768 Land $81,768$81,768 Land $81,768

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 60 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies60 in force
Nearby Flood Claims2 (2017–2022)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 75% of the US · above 62% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area		2,000 / 250

May also be available: CenturyLink.

Cell Coverage

5G and 4G LTE (outdoors only)

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