20389 Dunkirk Sq, Sterling, VA 20165 Property Records

Loudoun County property record for 20389 Dunkirk Sq, Sterling, VA 20165

Property Summary

Property TypeTownhouse
Details4 bd · 3.5 ba · 3,317 sqft · built 2006
Lot Size0.11 acres (4,791 sqft)
OwnerCompany Name on Record
Last Sale$645,000 (Jan 2012)
Tax Bill$7,886 (2026)
Deeds & MortgagesJan 2023 Sale
Jun 2022 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN005-19-6575-000

Property Details

APN / Parcel Number

Primary APN005-19-6575-000
Alternative APN
  • 82 H 4 3

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures14 Plumbing Fixtures
Stories2 Stories
Building Area3,317 sqft Living Area
1st Floor Area1,401 sqft
Basement Area1,825 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2012
Architectural StylePatio Home
Exterior MaterialBrick/Stone
Roof TypeHip
Roof MaterialAsphalt
Lot Area4,791 sqft (0.11 acres)
Garage TypeAttached
Garage Area483 sqft

Exterior Amenities

PorchOpen Porch
Porch Area32 sqft
Deck AreaDeck Area
Patio Area288 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address20389 DUNKIRK SQ
CitySTERLING
StateVA
Zip20165-5130
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePDH4
Legal DescriptionCASCADES SEC.20A LOT 3 201201230005296 200507130075368P
Legal SubdivisionCASCADES
Legal Block1
Legal Lot Number3
JurisdictionLOUDOUN VA
Township / Civil DivisionALGONKIAN
Census Block Group1
Census Block1000
Census Tract611208

Owner

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address20389 DUNKIRK SQ, STERLING, VA 20165-5130
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Jan 25, 2023Deed, Transfer
Jun 21, 2022Deed of Trust, Mortgage · Line of Credit
IDB GLOBAL FEDERAL CREDIT UNION
Oct 26, 2020Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 23, 2012 · Amount on Record
Deed SaleJan 23, 2012 · Amount on Record
Prior SaleJul 5, 2006 · Amount on Record
Deed Document Number20125296
Last Transfer DateJan 24, 2023
Transfer Doc0000002906
Record UpdatedOct 29, 2026

January 2023: Deed, Transfer

Document TypeDeed
JurisdictionLOUDOUN VA
Recording DateJan 25, 2023
Property Address20389 DUNKIRK SQ, STERLING, VA 20165-5130
Document Number0000002906
Instrument DateJan 24, 2023
Instrument202301250002906
Transaction TypeTransfer
Record UpdatedFeb 15, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20389 DUNKIRK SQ, STERLING, VA 20165-5130

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address20389 DUNKIRK SQ, STERLING, VA 20165-5130
Transaction TypeMortgage
Record UpdatedJul 13, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000036720
DateJun 21, 2022
Instrument202206210036720
Lender
NameIDB GLOBAL FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address20389 DUNKIRK SQ, STERLING, VA 20165-5130
Document Number20201030104252
Instrument DateOct 26, 2020
Transaction TypeMortgage
Record UpdatedNov 27, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address20389 DUNKIRK SQ STERLING VA 201655130, STERLING, VA 20165-5130

Mortgage

Document Number20201030104252
DateOct 30, 2020
Instrument104252
Lender
NameWELLS FARGO BK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 29, 2050
Interest
Rate TypeFixed Rate
Rate3%

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLoudoun County
Unified School DistrictLoudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,886.00 (+13.39%)$979,730 (+23.26%) Land $300,000 Building $679,730$979,730 (+23.26%) Land $300,000 Building $679,730
2023$6,955.00$794,880 Land $265,000 Building $529,880$794,880 Land $265,000 Building $529,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims2 (2008–2020)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUDOUN WATER - CENTRAL SYSTEM
serves 334,808 people · EPA ID VA6107350
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000

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