Stearns County property record for 20388 Co Rd 8, Cold Spring, MN 56320 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,161 sqft · built 1978 |
| Lot Size | 6.52 acres (284,011 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,104 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-12199-0320 |
| Primary APN | 20-12199-0320 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Stories | 1 Story |
| Building Area | 1,161 sqft Living Area |
| Gross Area | 1,441 sqft |
| 1st Floor Area | 920 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Split Level |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 284,011 sqft (6.52 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 324 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Street Address | 20388 COUNTY ROAD 8 |
|---|---|
| City | COLD SPRING |
| State | MN |
| Zip | 56320-9750 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 6.52A P/O N2SE4 LYING E OF CTY RD 8 LESS P/O NE4SE4 BEG E4 COR SEC 32-ALG E LN 123.87'- S83D W 232.80' TO ELY 66' ROW CTY RD |
| Legal Range | 29W |
| Legal Township | 123 |
| Legal Section | 32 |
| Legal Lot Number | 2 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | MAINE PRAIRIE |
| Census Block Group | 1 |
| Census Block | 1066 |
| Census Tract | 11306 |
Source: Stearns County records · APN 20-12199-0320
Assessment roll updated July 30, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20388 COUNTY ROAD 8, COLD SPRING, MN 56320-9750 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Stearns County records · Assessment roll updated July 30, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| County Subdivision | Maine Prairie Township |
| Unified School District | St. Cloud Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,104.00 (+9.22%) | $397,900 (+8.92%) Land $97,100 Building $300,800 | $397,900 (+8.92%) Land $97,100 Building $300,800 |
| 2025 | $365,300 (+9.34%) Land $91,200 Building $274,100 | $365,300 (+9.34%) Land $91,200 Building $274,100 | |
| 2023 | $2,842.00 | $334,100 Land $89,500 Building $244,600 | $334,100 Land $89,500 Building $244,600 |
Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 5% of the US · above 18% of Minnesota |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 4 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| T-Mobile USA | Fixed Wireless | 25 / 3 |
| Lumen Technologies | DSL | 10 / 1 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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