20386 Aberdeen Dr, Bend, OR 97702 Property Records

Deschutes County property record for 20386 Aberdeen Dr, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,045 sqft · built 2005
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$705,000 (Aug 2023)
Tax Bill	$4,562 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`181217-AA-00128`

Property Details

APN / Parcel Number

Primary APN	`181217-AA-00128`
Alternative APN	`246660`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,045 sqft Living Area
Gross Area	2,475 sqft
1st Floor Area	800 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Bi-Level
Lot Area	7,405 sqft (0.17 acres)
Garage Area	430 sqft

Location & Zoning

Account Number	246660
Street Address	20386 ABERDEEN DR
City	BEND
State	OR
Zip	97702-9812
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	STONEHAVEN PHASE I LOT 29
Legal Range	12
Legal Township	18
Legal Section	17
Legal Subdivision	STONEHAVEN PHASE I
Legal Lot Number	29
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	2
Census Block	2018
Census Tract	2002

Owner

20386 Aberdeen Dr is owned and occupied by an individual who bought it in August 2023.

Source: Deschutes County records, as of May 20, 2026

Owner of Record	Individual Name on File
Mailing Address	20386 ABERDEEN DR, BEND, OR 97702-9812
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2023	Warranty Deed, Transfer · Conventional Mortgage UMPQUA BANK
Aug 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Apr 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jan 27, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2023 · Amount on File
Deed Sale	Aug 15, 2023 · Amount on File
Prior Sale	Jun 21, 2005 · Amount on File
Deed Document Number	202320062
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Aug 15, 2023
Property Address	20386 ABERDEEN DR, BEND, OR 97702-9812
Document Number	0000020062
Map Reference	DOC 2004-70124
Instrument Date	Jul 28, 2023
Instrument	2023-20062
Transaction Type	Transfer
Record Updated	Aug 23, 2023
Title Company	WESTERN TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	17 S BOUNDARY ST, PORTLAND, OR 97239-3956

Mortgage

Document Number	0000020063
Date	Aug 15, 2023
Instrument	2023-20063

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20386 ABERDEEN DR, BEND, OR 97702-9812
Document Number	0000040790
Instrument Date	Aug 11, 2020
Transaction Type	Mortgage
Record Updated	Sep 2, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20386 ABERDEEN DR BEND OR 977029812, BEND, OR 97702-9812

Mortgage

Document Number	0000040790
Date	Aug 17, 2020
Instrument	40790

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 16, 2035

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20386 ABERDEEN DR, BEND, OR 97702-9812
Document Number	0000013520
Instrument Date	Apr 25, 2019
Transaction Type	Mortgage
Record Updated	May 14, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20386 ABERDEEN DR BEND OR 977029812, BEND, OR 97702-9812

Mortgage

Document Number	0000013520
Date	Apr 30, 2019
Instrument	13520

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 29, 2039

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20386 ABERDEEN DR, BEND, OR 97702-9812
Document Number	0000004623
Instrument Date	Jan 27, 2017
Transaction Type	Mortgage
Record Updated	Feb 10, 2017
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20386 ABERDEEN DR BEND OR 977029812, BEND, OR 97702-9812

Mortgage

Document Number	0000004623
Date	Feb 3, 2017
Instrument	4623

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Feb 2, 2042

Tax Assessment & Valuation

The 2025 property tax bill for 20386 Aberdeen Dr was $4,562, up 3.9% from the year before.

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,562.00 (+3.94%)	$270,000 (+3%)	$664,380 (-0.96%) Land $221,000 Building $443,380
2024	$4,389.00 (+7.89%)	$262,140 (+3%)	$670,800 (+0.75%) Land $221,000 Building $449,800
2023	$4,068.00 (+3.96%)	$254,510 (+6.09%)	$665,820 (+30.91%) Land $220,300 Building $445,520
2022	$3,913.00	$239,910	$508,610 Land $159,190 Building $349,420

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20386 Aberdeen Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20386 Aberdeen Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.3% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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