20385 Harmony Ct, Ashburn, VA 20147 Property Records

Loudoun County property record for 20385 Harmony Ct, Ashburn, VA 20147

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,664 sqft · built 1987
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,134 (2023)
Deeds & Mortgages	Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`084-10-3817-000`

Property Details

APN / Parcel Number

Primary APN	`084-10-3817-000`
Alternative APN	`62/A/1/67`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	2 Stories
Building Area	2,664 sqft Living Area
Gross Area	4,388 sqft
1st Floor Area	1,140 sqft
Basement Area	1,140 sqft
Finished Basement	1,140 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2000
Architectural Style	Colonial
Exterior Material	Brick/Stone
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	480 sqft
Deck Area	234 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	/62/A/1////67/
Street Address	20385 HARMONY CT
City	ASHBURN
State	VA
Zip	20147-3300
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDH4
Legal Description	ASHBURN VILLAGE SEC.1 LOT 67 1005--332
Legal Subdivision	ASHBURN VILLAGE
Legal Lot Number	67
Jurisdiction	LOUDOUN VA
Township / Civil Division	BROAD RUN
Census Block Group	1
Census Block	1000
Census Tract	611016

Owner

Source: Loudoun County records · APN 084-10-3817-000

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	20385 HARMONY CT, ASHBURN, VA 20147-3300
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Deed Document Number	0001005332
Record Updated	Jun 07, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	20385 HARMONY CT, ASHBURN, VA 20147-3300
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000114490
Date	Nov 15, 2021
Instrument	202111150114490

Lender

Name	UNITED NATIONS FEDERAL CREDIT UNION

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.38%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 01, 2031
Change Frequency	Annually

Tax Assessment & Valuation

Source: Loudoun County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$7,134.00	$815,340 Land $294,800 Building $520,540	$815,340 Land $294,800 Building $520,540

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 15, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

Based on FCC filings for 384 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.