20385 E Rosa Rd, Queen Creek, AZ 85142 Property Records

Maricopa County property record for 20385 E Rosa Rd, Queen Creek, AZ 85142

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,840 sqft · built 2020
Lot Size	0.119 acres (5,175 sqft)
Owner	Individual Name on File
Last Sale	$328,080 (Jan 2021)
Tax Bill	$2,529 (2025)
Deeds & Mortgages	May 2021 Mortgage Jan 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`314-13-079`

Property Details

APN / Parcel Number

Primary APN	`314-13-079`
Alternative APN	`314130793`

Interior

Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,840 sqft Living Area
Gross Area	1,990 sqft
1st Floor Area	1,840 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Combination
Roof Material	Concrete
Lot Area	5,175 sqft (0.119 acres)
Parking Spaces	2 Parking Spaces
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	20385 E ROSA RD
City	QUEEN CREEK
State	AZ
Zip	85142-2043
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VICTORIA HEIGHTS MCR 1406-38
Legal Subdivision	VICTORIA HEIGHTS
Legal Lot Number	45
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	3
Census Block	3019
Census Tract	816800

Owner

20385 E Rosa Rd is owned and occupied by an individual who bought it in January 2021.

Source: Maricopa County records, as of May 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	20385 E ROSA RD, QUEEN CREEK, AZ 85142-2043
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jan 25, 2021	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 25, 2021 · Amount on File
Deed Sale	Jan 25, 2021 · Amount on File
Deed Document Number	202183893
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	20385 E ROSA RD, QUEEN CREEK, AZ 85142-2043
Transaction Type	Mortgage
Record Updated	Dec 21, 2021
Title Company	MAGNUS TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20385 E ROSA RD, QUEEN CREEK, AZ 85142-2043

Mortgage

Document Number	0000576410
Date	May 24, 2021
Instrument	20210576410

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

January 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jan 25, 2021
Property Address	20385 E ROSA RD, QUEEN CREEK, AZ 85142-2043
Document Number	0000083893
Map Reference	MB 1406 PG 38
Instrument Date	Jan 25, 2021
Instrument	20210083893
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 21, 2021
Title Company	INSPIRED TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20385 E ROSA RD, 20385, QUEEN CREEK, AZ 85142-2043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20385 E ROSA RD, QUEEN CREEK, AZ 85142-2043

Mortgage

Document Number	0000083894
Date	Jan 25, 2021
Instrument	20210083894

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 20385 E Rosa Rd was $2,529.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Queen Creek Town
Unified School District	Queen Creek Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$37,300 (+61.11%)	$373,000 (-7.51%) Land $74,600 Building $298,400
2025	$2,529.00	$23,152 (-43.25%)	$403,300 (-1.15%) Land $80,600 Building $322,700
2024		$40,800	$408,000 Land $81,600 Building $326,400
2023	$2,246.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20385 E Rosa Rd in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20385 E Rosa Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 99.3% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF QUEEN CREEK private · serves 95,502 people · EPA ID AZ0407033
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Starlink Satellite	280 / 30

May also be available: CenturyLink, Verizon.

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