20384 Terrier Rd, Stella, MO 64867 Property Records

Newton County property record for 20384 Terrier Rd, Stella, MO 64867

Property Summary

Property Type	Rural Home
Details	3 bd · 198,870 sqft · built 1900
Lot Size	78.9 acres (3,436,884 sqft)
Owner	Individual Name on File
Tax Bill	$504 (2024)
Deeds & Mortgages	Jun 2026 Mortgage Jan 2024 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`1-376-0`

Property Details

APN / Parcel Number

Primary APN	`1-376-0`
Alternative APN	`23-8.0-28-000-000-011.000`

Interior

Bedrooms	3 Beds
Total Rooms	6 Rooms
Stories	1 Story
Building Area	198,870 sqft Living Area
Gross Area	33,870 sqft
1st Floor Area	33,870 sqft
Flooring	Wood
Interior Walls	Paneling

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1950
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	3,436,884 sqft (78.9 acres)
Shed	1 Shed
Shed Area	2,400 sqft
Total Buildings	7 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	20384 TERRIER RD
City	STELLA
State	MO
Zip	64867-8183
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	S1/2 NE1/4
Legal Range	30W
Legal Township	24N
Legal Section	28
Jurisdiction	NEWTON MO
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2073
Census Tract	21000

Owner

20384 Terrier Rd, a rural home, is owned by an individual who acquired it in January 2024.

Source: Newton County records, as of July 2, 2026

Owner of Record	Individual Name on File
Mailing Address	29587 HIGHWAY A, FAIRVIEW, MO 64842-8178
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
Jan 25, 2024	Intrafamily Transfer, Transfer · Construction Mortgage FIRST FINANCIAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 25, 2024
Deed Sale	Jan 25, 2024
Prior Sale	Aug 28, 2020 · Amount on File
Deed Document Number	2024482
Deed Book / Page	373 / 481
Transfer Doc	0000008309
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON MO
Recording Date	Jun 24, 2026
Property Address	20384 TERRIER RD, STELLA, MO 64867-8183
Document Number	0000004548
Book / Page	375 / 4507
Instrument Date	Mar 3, 2025
Instrument	20264548
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29587 HIGHWAY A, FAIRVIEW, MO 64842-8178

Mortgage

Document Number	0000004548,
Date	Jun 24, 2026
Book Page	375/4507
Instrument	20264548

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.95%
Max Rate	-1%

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NEWTON MO
Recording Date	Jan 25, 2024
Property Address	20384 TERRIER RD, STELLA, MO 64867-8183
Document Number	000373/481
Book / Page	373 / 481
Instrument Date	Jan 24, 2024
Instrument	202400482
Transaction Type	Transfer
Record Updated	Feb 14, 2024

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29587 HIGHWAY A, FAIRVIEW, MO 64842-8178

Mortgage

Document Number	0202400483
Date	Jan 25, 2024
Instrument	202400483

Lender

Name	FIRST FINANCIAL BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 24, 2025

Tax Assessment & Valuation

Source: Newton County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Newton County
Unified School District	East Newton County R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$140,920	$1,150,400 Land $25,800 Building $1,124,600
2024	$504.00 (+0.4%)
2023	$502.00	$10,050 (+2.76%) Land $3,747 Building $6,303	$62,500 (+2.22%) Land $23,300 Building $39,200
2022		$9,780	$61,145
2018	$422.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20384 Terrier Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2019)
Most Recent Claim	Jun 2019 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20384 Terrier Rd is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 91% of Missouri
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Le-Ru Telephone Company DSL	50 / 3
Total HighSpeed Internet Solutions Fixed Wireless	30 / 10

May also be available: T-Mobile, Wisper ISP.

Cell Coverage

5G and 4G LTE (outdoors only)

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