20381 Talon Trce, Estero, FL 33928 Property Records

Lee County property record for 20381 Talon Trce, Estero, FL 33928

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,973 sqft · built 2002
Lot Size	0.185 acres (8,059 sqft)
Owner	Individual Name on Record
Last Sale	$257,000 (May 2004)
Tax Bill	$2,454 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Aug 2023 Transfer + 3 more
Flood Zone	Zone AE (high risk)
APN	`27-46-25-E2-10010.0300`

Property Details

APN / Parcel Number

Primary APN	`27-46-25-E2-10010.0300`
Alternative APNs	`252746E2100100300` `10463997`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,973 sqft Living Area
Gross Area	2,710 sqft
1st Floor Area	1,798 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	8,059 sqft (0.185 acres)
View / Lot	Lake
Garage Type	Attached
Garage Area	453 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Florida Room
Porch Area	212 sqft
Patio Area	175 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10463997
Street Address	20381 TALON TRCE
City	ESTERO
State	FL
Zip	33928-3029
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	ROOKERY POINTE DESC IN PB 69 PGS 9-16 BLK 10 LOT 30
Legal Range	25E
Legal Township	46S
Legal Section	27
Legal Subdivision	ROOKERY POINTE
Legal Tract	E2
Legal Block	10
Legal Lot Number	30
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	2
Census Block	2001
Census Tract	50211

Owner

Source: Lee County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20381 TALON TRCE, ESTERO, FL 33928-3029
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2024	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU
Aug 3, 2023	Intrafamily Transfer, Transfer BONITA TITLE INC
Aug 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Jul 18, 2019	Loan Modification, Mortgage · Line of Credit FINEMARK NAT'L BK&TR
Oct 3, 2018	Deed of Trust, Mortgage · Line of Credit FINEMARK NAT'L BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2004 · Amount on Record
Deed Sale	May 13, 2004 · Amount on Record
Prior Sale	Apr 29, 2002 · Amount on Record
Deed Document Number	20046268726
Deed Book / Page	4293 / 4073
Last Transfer Date	Aug 3, 2023
Transfer Doc	0000262064
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	20381 TALON TRCE, ESTERO, FL 33928-3029
Transaction Type	Mortgage
Record Updated	Jan 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20381 TALON TRCE, ESTERO, FL 33928-3029

Mortgage

Document Number	0000006858
Date	Jan 8, 2024
Instrument	2024000006858

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 7, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LEE FL
Recording Date	Aug 3, 2023
Property Address	20381 TALON TRCE, ESTERO, FL 33928-3029
Document Number	0000262064
Map Reference	MB 69 PG 9
Instrument Date	Aug 3, 2023
Instrument	2023000262064
Transaction Type	Transfer
Record Updated	Aug 14, 2023
Title Company	BONITA TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20381 TALON TRCE, ESTERO, FL 33928-3029

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20381 TALON TRCE, ESTERO, FL 33928-3029

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	20381 TALON TRCE, ESTERO, FL 33928-3029
Transaction Type	Mortgage
Record Updated	Aug 29, 2022
Title Company	RAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20381 TALON TRCE, ESTERO, FL 33928-3029

Mortgage

Document Number	0000265941
Date	Aug 18, 2022
Instrument	2022000265941

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LEE FL
Property Address	20381 TALON TRCE, ESTERO, FL 33928-3029
Document Number	0000173406
Instrument Date	Jul 18, 2019
Transaction Type	Mortgage
Record Updated	Aug 7, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20381 TALON TRCE ESTERO FL 339283029, ESTERO, FL 33928-3029

Mortgage

Document Number	0000173406
Date	Jul 25, 2019
Instrument	173406

Lender

Name	FINEMARK NAT'L BK&TR
Type	Bank
Address	FORT MYERS, FL 33919

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	20381 TALON TRCE, ESTERO, FL 33928-3029
Document Number	0000243168
Instrument Date	Oct 3, 2018
Transaction Type	Mortgage
Record Updated	Dec 7, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20381 TALON TRCE ESTERO FL 339283029, ESTERO, FL 33928-3029

Mortgage

Document Number	0000243168
Date	Oct 12, 2018
Instrument	243168

Lender

Name	FINEMARK NAT'L BK&TR
Type	Bank
Address	FORT MYERS, FL 12681

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$205,986 (+2.7%)	$363,859 (-4.07%) Land $100,227 Building $263,632
2025	$2,454.00 (+8.3%) Homeowner's exemption	$200,571 (+5.99%)	$379,293 (-11.74%) Land $102,553 Building $276,740
2023	$2,266.00 (-2.5%) Homeowner's exemption	$189,241 (+3%)	$429,724 (+31.71%) Land $112,140 Building $317,584
2022	$2,324.00 Homeowner's exemption	$183,729	$326,255 Land $81,592 Building $244,663

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 258 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	258 in force
Nearby Flood Claims	2 (2017–2025)
Most Recent Claim	Jan 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEE COUNTY UTILITIES serves 282,556 people · EPA ID FL5364048
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Hotwire Communications.

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