20381 Fair Oak Ln, Estero, FL 33928 Property Records

Lee County property record for 20381 Fair Oak Ln, Estero, FL 33928

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · built 2024
Lot Size0.144 acres (6,290 sqft)
OwnerIndividual Name on Record
Last Sale$932,200 (Jul 2024)
Tax Bill$11,581 (2025)
Deeds & MortgagesJul 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN30-46-26-E3-08000.2690

Property Details

APN / Parcel Number

Primary APN30-46-26-E3-08000.2690
Alternative APNs
  • 263046E3080002690
  • 10620291

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Lot Area6,290 sqft (0.144 acres)
PorchPorch
Porch Area228 sqft

Location & Zoning

Account Number10620291
Street Address20381 FAIR OAK LN
CityESTERO
StateFL
Zip33928-4069
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRPD
Legal DescriptionRIVERCREEK PHASE TWO LOT 269 AS DESC IN INST# 2023000122423
Legal SubdivisionRIVERCREEKPHASE
Legal Block1
Legal Lot Number269
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group4
Census Block4000
Census Tract50311

Owner

Source: Lee County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2130 SUNRISE LN, NAPLES, FL 34119
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 30, 2024 · Amount on Record
Deed SaleJul 30, 2024 · Amount on Record
Deed Document Number2024214042
Record UpdatedOct 29, 2026

July 2024: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionLEE FL
Recording DateJul 30, 2024
Property Address20381 FAIR OAK LN, ESTERO, FL 33928-4069
Document Number0000214042
Map ReferenceDOC 2023000122423
Instrument DateJul 29, 2024
Instrument2024000214042
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 26, 2025
Title CompanyNOVA TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,525.40
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1600 SAWGRASS CORPORATE PKWY, SUNRISE, FL 33323-2891

Transferred To (Grantee/Buyer)

NameVerified Name
Address2130 MORNING SUN LN, NAPLES, FL 34119-3327

Mortgage

Document Number0000214043
DateJul 30, 2024
Instrument2024000214043
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2054

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$690,704 (-2.81%) Land $74,742 Building $615,962$690,704 (-2.81%) Land $74,742 Building $615,962
2025$11,581.00$710,678 Land $79,135 Building $631,543$710,678 Land $79,135 Building $631,543

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 60 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies60 in force
Nearby Flood Claims2 (2017–2022)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 75% of the US · above 62% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 250

May also be available: CenturyLink.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Fair Oak Ln

Nearby Streets

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