Deschutes County property record for 20380 Rocca Way, Bend, OR 97702
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,954 sqft · built 2004 |
| Lot Size | 0.119 acres (5,227 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,057 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit Nov 2018 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 181208 AD 00619 |
| Primary APN | 181208 AD 00619 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,954 sqft Living Area |
| 1st Floor Area | 866 sqft |
| 2nd Floor Area | 1,088 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Architectural Style | Split Level |
| Lot Area | 5,227 sqft (0.119 acres) |
| Garage Type | Mixed |
| Garage Area | 581 sqft |
| Account Number | 241788 |
|---|---|
| Street Address | 20380 ROCCA WAY |
| City | BEND |
| State | OR |
| Zip | 97702-8121 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GI |
| Legal Description | LOT:13 SUBD:CASCADE GARDENS PHASE I AND II SEC/TWN/RNG/MER:SEC 08 TWN 18 RNG 12 MAP REF:181208-AD |
| Legal Range | 12E |
| Legal Township | 18S |
| Legal Section | 08 |
| Legal Quarter | NE |
| Quarter-Quarter Section | SE |
| Legal Subdivision | CASCADE GARDENS PHASE I AND II |
| Legal Lot Number | 13 |
| Jurisdiction | DESCHUTES OR |
| Township / Civil Division | BEND |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 2002 |
Source: Deschutes County records, as of January 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 20380 ROCCA WAY, BEND, OR 97702-8121 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 22, 2024 | Deed of Trust, Mortgage · Line of Credit ONPOINT COMMUNITY CU |
| Nov 19, 2018 | Deed of Trust, Mortgage · FHA Mortgage MID-AMERICAN MORTGAGE INC |
| Jun 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage DIRECTORS MORTGAGE INC |
| Aug 2, 2022 | Bargain and Sale Deed, Transfer · Conventional Mortgage DIRECTORS MORTGAGE INC |
| Jul 25, 2019 | Warranty Deed, Transfer · Conventional Mortgage DIRECTORS MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 2, 2022 |
| Deed Sale | Aug 2, 2022 |
| Prior Sale | Jul 25, 2019 · Amount on Record |
| Deed Document Number | 2022-29861 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 20380 ROCCA WAY, BEND, OR 97702-8121 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2024 |
| Name | Verified Name |
|---|---|
| Address | 20380 ROCCA WAY, BEND, OR 97702-8121 |
| Document Number | 0000004156 |
|---|---|
| Date | Feb 22, 2024 |
| Instrument | 2024-04156 |
| Name | ONPOINT COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | PORTLAND, OR 97208 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 14, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 20380 ROCCA WAY, BEND, OR 97702-8121 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Title Company | DESCHUTES COUNTY TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000046135 |
|---|---|
| Date | Nov 19, 2018 |
| Instrument | 2018-46135 |
| Name | MID-AMERICAN MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | ADDISON, TX 75001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 20380 ROCCA WAY, BEND, OR 97702-8121 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Title Company | WESTERN TITLE & ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0000038945 |
|---|---|
| Date | Jun 29, 2021 |
| Instrument | 2021-38945 |
| Name | DIRECTORS MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | LAKE OSWEGO, OR 97035 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Aug 2, 2022 |
| Property Address | 20380 ROCCA WAY, BEND, OR 97702-8121 |
| Document Number | 0000029861 |
| Map Reference | CAB G PG 144 |
| Instrument Date | Jul 28, 2022 |
| Instrument | 2022-29861 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 20380 ROCCA WAY, BEND, OR 97702-8121 |
| Document Number | 0000029862 |
|---|---|
| Date | Aug 2, 2022 |
| Instrument | 2022-29862 |
| Name | DIRECTORS MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Jul 25, 2019 |
| Property Address | 20380 ROCCA WAY, BEND, OR 97702-8121 |
| Document Number | 0000026143 |
| Map Reference | CAB G PG 144 |
| Instrument Date | Jul 24, 2019 |
| Instrument | 2019-26143 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2022 |
| Title Company | AMERITITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 20380 ROCCA WAY, BEND, OR 97702-8121 |
| Document Number | 0000026144 |
|---|---|
| Date | Jul 25, 2019 |
| Instrument | 2019-26144 |
| Name | DIRECTORS MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
Source: Deschutes County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Deschutes County |
| Municipality | Bend City |
| Unified School District | Bend-La Pine Administrative School District 1 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,057.00 (+3.95%) | $240,130 (+3%) | $631,990 (-3.88%) Land $187,060 Building $444,930 |
| 2024 | $3,903.00 (+7.88%) | $233,140 (+3%) | $657,510 (+5.81%) Land $194,040 Building $463,470 |
| 2023 | $3,618.00 | $226,350 | $621,400 Land $184,160 Building $437,240 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 99.3% of Oregon |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BEND serves 77,704 people · EPA ID OR4100100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber · Cable | 1,000 / 1,000 |
| Yellowknife Wireless Fixed Wireless | 700 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
| Webformix Fixed Wireless | 200 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
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