20380 River Blvd, Monte Rio, CA 95462 Property Records

Sonoma County property record for 20380 River Blvd, Monte Rio, CA 95462 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,400 sqft · built 1981
Lot Size	0.241 acres (10,500 sqft)
Owner	2 Individual Names on File
Last Sale	$1,246,000 (Apr 2025)
Tax Bill	$15,582 (2025)
Deeds & Mortgages	Mar 2022 Transfer Mar 2021 Sale & Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`095-231-008-000`

Property Details

APN / Parcel Number

Primary APN	`095-231-008-000`
Alternative APN	`095-231-008`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,400 sqft Living Area
Gross Area	1,960 sqft
1st Floor Area	1,400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1990
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	10,500 sqft (0.241 acres)
Garage Type	Attached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	20380 RIVER BLVD
City	MONTE RIO
State	CA
Zip	95462
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 42 E MONTE RIO ADDN #1 SD
Legal Subdivision	MONTE RIO ADDN
Legal Block	3
Legal Lot Number	42
Jurisdiction	SONOMA CA
Township / Civil Division	RUSSIAN RIVER-SONOMA COAST
Census Block Group	3
Census Block	3000
Census Tract	153708

Owner

Source: Sonoma County records · APN 095-231-008-000

Assessment roll updated April 13, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	473 DUBOCE AVE, SAN FRANCISCO, CA 94117-3541
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2022	Intrafamily Transfer, Transfer
Mar 10, 2021	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Sep 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Sep 12, 2018	Grant Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Jan 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage OPES ADVISORS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 10, 2025 · Amount on Record
Deed Sale	Apr 10, 2025 · Amount on Record
Prior Sale	Mar 10, 2021 · Amount on Record
Deed Document Number	202515757
Prior Transfer Date	Mar 04, 2022
Prior Transfer Doc	0000017765
Record Updated	Sep 20, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SONOMA CA
Recording Date	Mar 10, 2022
Property Address	20380 RIVER BLVD, MONTE RIO, CA 95462
Document Number	0000017765
Map Reference	MB 21 PG 12
Instrument Date	Mar 04, 2022
Instrument	2022017765
Transaction Type	Transfer
Record Updated	Jun 07, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	524 MOULTRIE ST, SAN FRANCISCO, CA 94110-6032

March 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Mar 10, 2021
Property Address	20380 RIVER BLVD, MONTE RIO, CA 95462
Document Number	0000030485
Map Reference	MB 21 PG 12
Instrument Date	Mar 06, 2021
Instrument	2021030485
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,369.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	524 MOULTRIE ST, SAN FRANCISCO, CA 94110-6032

Mortgage

Document Number	0000030486
Date	Mar 10, 2021
Instrument	2021030486

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	20380 RIVER BLVD, MONTE RIO, CA 95462
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2299 MARKET ST 402, 402, SAN FRANCISCO, CA 94114-1677

Mortgage

Document Number	0000080417
Date	Sep 10, 2020
Instrument	2020080417

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Sep 12, 2018
Property Address	20380 RIVER BLVD, MONTE RIO, CA 95462
Document Number	0000064558
Map Reference	MB21 PG12
Instrument Date	Sep 11, 2018
Instrument	2018064558
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIRST AMERICAN TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2299 MARKET ST APT 402, 402, SAN FRANCISCO, CA 94114-1677

Mortgage

Document Number	0000064559
Date	Sep 12, 2018
Instrument	2018064559

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2048

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	20380 RIVER BLVD, MONTE RIO, CA 95462
Document Number	0000002921
Instrument Date	Jan 10, 2018
Transaction Type	Mortgage
Record Updated	Feb 05, 2018
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	306 LILY STREETA SAN FRANCISCO CA 94102, SAN FRANCISCO, CA 94102

Mortgage

Document Number	0000002921
Date	Jan 16, 2018
Instrument	2921

Lender

Name	OPES ADVISORS
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 15, 2048

Tax Assessment & Valuation

Source: Sonoma County records · Assessment roll updated April 13, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Secondary School District	West Sonoma County Union High School District (09 - 12)
Elementary School District	Monte Rio Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$15,582.00 (+3.98%)	$1,347,626 (+4.04%) Land $541,216 Building $806,410
2023	$14,985.00 (+2.04%)	$1,295,298 Land $520,200 Building $775,098
2022	$14,685.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sonoma County (06097C), updated February 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060971537083, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 64 individual NFIP policies nearby
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	64 in force
Nearby Flood Claims	47 (1995–2025)
Most Recent Claim	Feb 2025, river or lake flooding
Claims By Storm	Severe Winter Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 24 claims Severe Winter Storms, Flooding, And Mudslides, Jan 2017 · 3 claims Severe Storms, Flooding, Mudslides, And Landslides, Dec 2005 · 5 claims

Wildfire

Wildfire Risk	Low above 36% of the US · above 21% of California
Wildfire Likelihood	About 1 in 1,961 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 195 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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