20380 Gresham Way, Lakeville, MN 55044 Property Records

Dakota County property record for 20380 Gresham Way, Lakeville, MN 55044

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,836 sqft · built 2020
Lot Size	0.211 acres (9,202 sqft)
Owner	2 Individual Names on File
Last Sale	$443,812 (Jan 2021)
Tax Bill	$5,992 (2025)
Deeds & Mortgages	Jul 2021 Line of Credit Jan 2021 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`22-11920-02-010`

Property Details

APN / Parcel Number

Primary APN	`22-11920-02-010`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,836 sqft Living Area
Gross Area	3,476 sqft
1st Floor Area	936 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Wood
Lot Area	9,202 sqft (0.211 acres)
Garage Type	Attached
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	20380 GRESHAM WAY
City	LAKEVILLE
State	MN
Zip	55044-4431
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ASPEN GROVE 1 2
Legal Subdivision	ASPEN GROVE
Legal Block	2
Legal Lot Number	10
Jurisdiction	DAKOTA MN
Township / Civil Division	LAKEVILLE
Census Block Group	5
Census Block	5013
Census Tract	60836

Owner

20380 Gresham Way is owned and occupied by two individuals who bought it in January 2021.

Source: Dakota County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20380 GRESHAM WAY, LAKEVILLE, MN 55044-4431
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2021	Deed of Trust, Mortgage · Line of Credit AFFINITY PLUS FCU
Jan 13, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage TRADITION MORTGAGE
Nov 4, 2020	Loan Modification, Consolidation and Extension, Mortgage SECURITY BK
Sep 14, 2020	Loan Modification, Mortgage SECURITY BK
Jan 15, 2020	Loan Modification, Mortgage · Line of Credit SECURITY BK
Dec 20, 2019	Loan Modification, Mortgage SECURITY BK
Jul 18, 2019	Warranty Deed, Transfer LAND TITLE CORPORATION, LAND TITLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2021 · Amount on File
Deed Sale	Jan 13, 2021 · Amount on File
Prior Sale	Jul 18, 2019 · Amount on File
Deed Document Number	20213430040
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	20380 GRESHAM WAY, LAKEVILLE, MN 55044-4431
Transaction Type	Mortgage
Record Updated	Aug 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003479455
Date	Jul 23, 2021
Instrument	3479455

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	SAINT PAUL, MN 55107

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jul 5, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DAKOTA MN
Recording Date	Jan 13, 2021
Property Address	20380 GRESHAM WAY, LAKEVILLE, MN 55044-4431
Document Number	0003430040
Instrument Date	Dec 30, 2020
Instrument	3430040
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 22, 2022
Title Company	LAND TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,464.58
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	20380 GRESHAM WAY, LAKEVILLE, MN 55044-4431

Mortgage

Document Number	0003430041
Date	Jan 13, 2021
Instrument	3430041

Lender

Name	TRADITION MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

November 2020: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	DAKOTA MN
Property Address	20380 GRESHAM WAY, LAKEVILLE, MN 55044-4431
Document Number	0003412665
Instrument Date	Nov 4, 2020
Transaction Type	Mortgage
Record Updated	Nov 20, 2020
Title Company	LAND TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	20380 GRESHAM WAY LAKEVILLE MN 550444431, LAKEVILLE, MN 55044-4431

Mortgage

Document Number	0003412665
Date	Nov 5, 2020
Instrument	3412665

Lender

Name	SECURITY BK
Type	Bank
Address	539 S ELM ST, WACONIA, MN 55387-1890

Agreement

Amount	Amount on Record

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DAKOTA MN
Property Address	20380 GRESHAM WAY, LAKEVILLE, MN 55044-4431
Document Number	0003398467
Instrument Date	Sep 14, 2020
Transaction Type	Mortgage
Record Updated	Sep 29, 2020
Title Company	LAND TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	20380 GRESHAM WAY LAKEVILLE MN 550444431, LAKEVILLE, MN 55044-4431
Investor	Possibly a Property Investor

Mortgage

Document Number	0003398467
Date	Sep 15, 2020
Instrument	3398467

Lender

Name	SECURITY BK
Type	Bank
Address	539 S ELM ST, WACONIA, MN 55387-1890

Agreement

Amount	Amount on Record
Term	24 Months
Due	Sep 14, 2022

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DAKOTA MN
Property Address	20380 GRESHAM WAY, LAKEVILLE, MN 55044-4431
Document Number	0003349073
Instrument Date	Jan 15, 2020
Transaction Type	Mortgage
Record Updated	Feb 6, 2020
Title Company	LAND TITLE CORPORATION, LAND TITLE INC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	20380 GRESHAM WAY LAKEVILLE MN 550444431, LAKEVILLE, MN 55044-4431

Mortgage

Document Number	0003349073
Date	Jan 16, 2020
Instrument	3349073

Lender

Name	SECURITY BK
Type	Bank
Address	539 S ELM ST, WACONIA, MN 55387-1890

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	24 Months
Due	Jan 15, 2022

Interest

Rate Type	Adjustable Rate

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DAKOTA MN
Property Address	20380 GRESHAM WAY, LAKEVILLE, MN 55044-4431
Document Number	0003344943
Instrument Date	Dec 20, 2019
Transaction Type	Mortgage
Record Updated	Nov 17, 2020
Title Company	LAND TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	20380 GRESHAM WAY LAKEVILLE MN 55044, LAKEVILLE, MN 55044
Investor	Possibly a Property Investor

Mortgage

Document Number	0003344943
Date	Dec 23, 2019
Instrument	3344943

Lender

Name	SECURITY BK
Type	Bank
Address	539 S ELM ST, WACONIA, MN 55387-1890

Agreement

Amount	Amount on Record
Term	36 Months
Due	Dec 22, 2022

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAKOTA MN
Recording Date	Jul 18, 2019
Property Address	20380 GRESHAM WAY, LAKEVILLE, MN 55044-4431
Document Number	0003315548
Instrument Date	Jul 17, 2019
Instrument	3315548
Transaction Type	Transfer
Record Updated	Aug 1, 2019
Title Company	LAND TITLE CORPORATION, LAND TITLE INC

Transaction

Amount	Amount on Record
Tax	$1,625.25
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	221 S RIVER RIDGE CIR #100 BURNSVILLE MN 553371692, 100, BURNSVILLE, MN 55337-1692
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 20380 Gresham Way was $5,992 with a homeowner's exemption.

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Dakota County
Municipality	Lakeville City
Unified School District	Lakeville Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,992.00	$540,300 Land $146,100 Building $394,200	$540,300 Land $146,100 Building $394,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20380 Gresham Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20380 Gresham Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Southeast MN Wifi Fixed Wireless	300 / 50
GigFire Fixed Wireless	150 / 130
Netwave Broadband Fixed Wireless · not low latency	125 / 40
Midco Fixed Wireless	100 / 20
JTN Communications Fixed Wireless	100 / 20
Nuvera Communications Fixed Wireless	100 / 20

May also be available: Frontier, Metronet, Verizon.

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