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2038 Xelda Ave N, Lehigh Acres, FL 33971 Property Records

Lee County property record for 2038 Xelda Ave N, Lehigh Acres, FL 33971

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,279 sqft · built 2022
Lot Size0.287 acres (12,502 sqft)
OwnerIndividual Name on File
Last Sale$280,000 (Jan 2023)
Tax Bill$3,016 (2025)
Deeds & MortgagesJan 2023 Second Mortgage
Jan 2023 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN22-44-26-02-00019.0160

Property Details

APN / Parcel Number

Primary APN22-44-26-02-00019.0160
Alternative APNs
  • 22-44-26-L2-02019.0160
  • 262244L2020190160
  • 10316877

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,279 sqft Living Area
Gross Area1,728 sqft
1st Floor Area1,279 sqft
FlooringTile

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleRanch
Exterior MaterialConcrete Block/Stucco
Roof MaterialAsphalt
Lot Area12,502 sqft (0.287 acres)
Garage TypeAttached
Garage Area425 sqft
Parking Spaces2 Parking Spaces
PorchSlab

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number10316877
Street Address2038 XELDA AVE N
CityLEHIGH ACRES
StateFL
Zip33971-5626
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-1
Legal DescriptionLEHIGH PARK UNIT 2 BLK 19 PB 15 PG 65 LOT 16
Legal Range26E
Legal Township44S
Legal Section22
Legal SubdivisionLEHIGH ACRES 22-44-26
Legal Tract02
Legal Block19
Legal Lot Number16
Legal Unit2
JurisdictionLEE FL
Township / Civil DivisionLEHIGH ACRES
Census Block Group1
Census Block1027
Census Tract40127

Owner

2038 Xelda Ave N is owned and occupied by an individual who bought it in January 2023.

Source: Lee County records, as of October 15, 2026

Owner of RecordIndividual Name on File
Mailing Address2038 XELDA AVE N, LEHIGH ACRES, FL 33971-5626
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 12, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
FBC MORTGAGE LLC
Jan 12, 2023Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
FBC MORTGAGE LLC
Oct 9, 2020Loan Modification, Mortgage
FIFTH THIRD BK
Oct 20, 2020Warranty Deed, Transfer
FIRST INT'L TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 12, 2023 · Amount on File
Deed SaleJan 12, 2023 · Amount on File
Prior SaleOct 20, 2020 · Amount on File
Deed Document Number202315620
Prior Transfer DateApr 15, 2010
Prior Transfer Doc0000095034
Record UpdatedOct 29, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address2038 XELDA AVE N, LEHIGH ACRES, FL 33971-5626
Transaction TypeMortgage
Record UpdatedDec 26, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address2038 XELDA AVE N, LEHIGH ACRES, FL 33971-5626

Mortgage

Document Number0000015622
DateJan 12, 2023
Instrument2023000015622
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
AddressORLANDO, FL 32801
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record

January 2023: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateJan 12, 2023
Property Address2038 XELDA AVE N, LEHIGH ACRES, FL 33971-5626
Document Number0000015620
Map ReferenceMB 15 PG 65
Instrument DateDec 29, 2022
Instrument2023000015620
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 26, 2025
Title CompanyHB TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,960.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2293 W EAU GALLIE BLVD, MELBOURNE, FL 32935-3184

Transferred To (Grantee/Buyer)

NameVerified Name
Address2038 XELDA AVE N, LEHIGH ACRES, FL 33971-5626

Mortgage

Document Number0000015621
DateJan 12, 2023
Instrument2023000015621
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
AddressORLANDO, FL 32801
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2053

October 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionLEE FL
Property Address2038 XELDA AVE N, LEHIGH ACRES, FL 33971-5626
Document Number0000252115
Instrument DateOct 9, 2020
Transaction TypeMortgage
Record UpdatedNov 5, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2293 W EAU GALLIE BLVD MELBOURNE FL 329353184, MELBOURNE, FL 32935-3184

Mortgage

Document Number0000252115
DateOct 20, 2020
Instrument252115
Lender
NameFIFTH THIRD BK
TypeBank
Address11810 GRAND PARK AVE # 500, ROCKVILLE, MD 20852-8679
Agreement
AmountAmount on Record

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateOct 20, 2020
Property Address2038 XELDA AVE N, LEHIGH ACRES, FL 33971-5626
Document Number0000252114
Instrument DateOct 9, 2020
Instrument252114
Transaction TypeTransfer
Record UpdatedNov 3, 2020
Title CompanyFIRST INT'L TITLE

Transaction

AmountAmount on Record
Tax$42.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2293 W EAU GALLIE BLVD MELBOURNE FL 329353184, MELBOURNE, FL 32935-3184

Tax Assessment & Valuation

The 2025 property tax bill for 2038 Xelda Ave N was $3,016 with a homeowner's exemption.

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$215,610 (-3.29%) Land $25,321 Building $190,289$215,610 (-3.29%) Land $25,321 Building $190,289
2025$3,016.00 Homeowner's exemption$222,955 Land $24,193 Building $198,762$222,955 Land $24,193 Building $198,762
2023$2,952.00 (+760.64%)$203,278 (+1,621.53%) Land $17,429 Building $185,849$203,278 (+1,621.53%) Land $17,429 Building $185,849
2022$343.00$11,808 Land $11,808$11,808 Land $11,808

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2038 Xelda Ave N in Zone X, an area of minimal flood risk, though there have been 34 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 51 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies51 in force
Nearby Flood Claims34 (1982–2022)
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Ian, Sep 2022 · 6 claims
  • Hurricane Irma, Sep 2017 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2038 Xelda Ave N is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 85% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250

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