2038 Valley Rd, Osage Beach, MO 65065 Property Records

Camden County property record for 2038 Valley Rd, Osage Beach, MO 65065

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,832 sqft · built 1978
Lot Size0.573 acres (24,960 sqft)
Owner2 Individual Names on Record
Tax Bill$2,073 (2025)
Deeds & MortgagesJan 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN08 3.0 05.3 000.0 003 050.000

Property Details

APN / Parcel Number

Primary APN08 3.0 05.3 000.0 003 050.000

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,832 sqft Gross Area
Basement Area1,218 sqft

Exterior

Year BuiltBuilt 1978
Construction TypeFrame
Lot Area24,960 sqft (0.573 acres)
Lot Dimensions120 ft deep x 121 ft wide
Garage Area896 sqft
Parking Spaces4 Parking Spaces

Location & Zoning

Street Address2038 VALLEY RD
CityOSAGE BEACH
StateMO
Zip65065
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT TR 30
Legal SubdivisionECHO VALLEY SUB
Legal Tract30
JurisdictionCAMDEN MO
Township / Civil DivisionOSAGE
Census Block Group1
Census Block1007
Census Tract950202

Owner

Source: Camden County records, as of November 7, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address3684 W 129TH PL, LEAWOOD, KS 66209-1782
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Deed Document Number0000049385
Record UpdatedJun 8, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAMDEN MO
Property Address2038 VALLEY RD, OSAGE BEACH, MO 65065-3825
Transaction TypeMortgage
Record UpdatedFeb 8, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address3684 W 129TH PL, LEAWOOD, KS 66209-1782

Mortgage

Document Number000347/421
DateJan 5, 2023
Book Page347/421
Lender
NameCOMMERCE BANK
TypeBank
AddressKANSAS CITY, MO 64106
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJan 1, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Camden County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyCamden County
Unified School DistrictCamdenton R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,073.00 (-4.47%)$48,860 (-)$257,158 (-)
2023$48,860 (-)$257,158 (-)
2022$2,170.00$48,860$257,158

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 17, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies39 units insured
incl. 30 condo units
Nearby Flood Claims1 (2015)
Most Recent ClaimDec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Wave Internet Technologies
Fixed Wireless
100 / 100
T-Mobile
Fixed Wireless
100 / 20

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Valley Rd

Nearby Streets

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