Ashland County property record for 2038 Stone Gate Ct, Ashland, OH 44805
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,016 sqft · built 2004 |
| Lot Size | 0.484 acres (21,118 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $430,000 (Nov 2023) |
| Tax Bill | $3,739 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit Nov 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | P44-093-0-0002-47 |
| Primary APN | P44-093-0-0002-47 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,016 sqft Living Area |
| 1st Floor Area | 4,032 sqft |
| Basement Area | 2,004 sqft |
| Unfinished Basement | 2,004 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 21,118 sqft (0.484 acres) |
| Lot Dimensions | 176 ft deep x 120 ft wide |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 114 sqft |
| Deck Area | 160 sqft |
| Patio Area | 315 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 2038 STONE GATE CT |
|---|---|
| City | ASHLAND |
| State | OH |
| Zip | 44805-4592 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2038 STONE GATE CT R=93 LOT 4242 STONE CREEK ESTATES VII TOD 2/21/2025 |
| Legal Subdivision | STONE CREEK |
| Legal Lot Number | 4242 |
| Jurisdiction | ASHLAND OH |
| Township / Civil Division | ASHLAND |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 970700 |
Source: Ashland County records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2038 STONE GATE CT, ASHLAND, OH 44805-4592 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 22, 2024 | Deed of Trust, Mortgage · Line of Credit FARMERS STATE BANK |
| Nov 28, 2023 | Warranty Deed, Transfer · Conventional Mortgage FARMERS STATE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 28, 2023 · Amount on Record |
| Deed Sale | Nov 28, 2023 · Amount on Record |
| Prior Sale | May 21, 2013 · Amount on Record |
| Deed Document Number | 20235573 |
| Deed Book / Page | 989 / 72 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHLAND OH |
| Property Address | 2038 STONE GATE CT, ASHLAND, OH 44805-4592 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2024 |
| Title Company | SOUTHERN TITLE |
| Name | Verified Name |
|---|
| Document Number | 00990/1178 |
|---|---|
| Date | Feb 22, 2024 |
| Book Page | 990/1178 |
| Instrument | 202400000873 |
| Name | FARMERS STATE BANK |
|---|---|
| Type | Bank |
| Address | ASHLAND, OH 44805 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Feb 12, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ASHLAND OH |
| Recording Date | Nov 28, 2023 |
| Property Address | 2038 STONE GATE CT, ASHLAND, OH 44805-4592 |
| Document Number | 0000989/72 |
| Book / Page | 989 / 72 |
| Map Reference | CAB 1 PG 353 |
| Instrument Date | Nov 22, 2023 |
| Instrument | 202300005573 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2023 |
| Title Company | NOT AVAILABLE, CASTLE REAL ESTATE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2038 STONE GATE CT, ASHLAND, OH 44805-4592 |
| Document Number | 202300005574 |
|---|---|
| Date | Nov 28, 2023 |
| Instrument | 202300005574 |
| Name | FARMERS STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2053 |
Source: Ashland County assessment roll, as of February 10, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ashland County |
| Municipality | Ashland City |
| Unified School District | Ashland City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,739.00 Homeowner's exemption | $108,370 (-) Land $17,770 Building $90,600 | |
| 2023 | $3,739.00 (+8.79%) | $108,370 (+37.23%) Land $17,770 Building $90,600 | $309,620 (+37.23%) Land $50,760 Building $258,860 |
| 2022 | $3,437.00 | $78,970 Land $13,160 Building $65,810 | |
| 2020 | $225,620 Land $37,600 Building $188,020 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 18, 2009
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ASHLAND CITY serves 20,648 people · EPA ID OH0300112 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Armstrong Cable · Fiber in parts of the area | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
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