Meade County property record for 2038 Sherman St, Sturgis, SD 57785
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · built 1930 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,197 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01.51.0G.08 |
| Primary APN | 01.51.0G.08 |
|---|
| Bedrooms | 2 Beds |
|---|
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Lot Area | 7,405 sqft (0.17 acres) |
| Street Address | 2038 SHERMAN ST |
|---|---|
| City | STURGIS |
| State | SD |
| Zip | 57785-1327 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ASH'S EXT LOTS 8-9, BLK G |
| Legal Block | G |
| Legal Lot Number | 8-9 |
| Jurisdiction | MEADE SD |
| Township / Civil Division | STURGIS |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 20401 |
2038 Sherman St is owned and occupied by two individuals who acquired it in July 2011.
Source: Meade County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2038 SHERMAN ST, STURGIS, SD 57785-1327 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 11, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST INTERSTATE BANK |
| Jan 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST INTERSTATE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 25, 2011 |
| Transfer Doc | 000813/682 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MEADE SD |
| Property Address | 2038 SHERMAN ST, STURGIS, SD 57785-1327 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000977/756 |
|---|---|
| Date | Aug 11, 2023 |
| Book Page | 977/756 |
| Instrument | 23004543 |
| Name | FIRST INTERSTATE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MEADE SD |
| Property Address | 2038 SHERMAN ST, STURGIS, SD 57785-1327 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 940/1812 |
|---|---|
| Date | Jan 12, 2021 |
| Book Page | 940/1812 |
| Instrument | 21000267 |
| Name | FIRST INTERSTATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jan 6, 2046 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 2038 Sherman St was $3,197, up 5.3% from the year before.
Source: Meade County assessment roll, as of March 23, 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Meade County |
| Municipality | Sturgis City |
| Unified School District | Meade School District 46-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $239,590 (+4.46%) Land $24,750 Building $214,840 | $239,590 (+4.46%) Land $24,750 Building $214,840 | |
| 2025 | $3,197.00 (+5.34%) Additional exemption filed | $229,360 Land $24,750 Building $204,610 | $229,360 Land $24,750 Building $204,610 |
| 2024 | $3,035.00 | ||
| 2023 | $180,643 Land $24,750 Building $155,893 | ||
| 2022 | $2,591.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2038 Sherman St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2038 Sherman St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 85% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STURGIS serves 7,020 people · EPA ID SD4600321 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| Wisp West Fixed Wireless | 100 / 20 |
May also be available: Bluepeak, T-Mobile.
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